Get a free quote
Scan the QR Code to download the ET Money app
- To scan the QR code you can use a QR code scanner app or your smartphone camera using Google lens.
- After downloading the app, explore our products to help you live your choices.
Mutual Funds
Genius
Insurance
Calculators
Great! You have sucessfully subscribed for newsletters for investments
Subscribed email:
IndusInd Bank Fixed Deposit (FD) Interest Rates
Features of IndusInd Bank FD
Interest rates (p.a)3.50% - 8.25%
Minimum deposit ₹10,000
Maximum deposit ₹1 Cr
Lock-in 
12 months
12 months
Tenure 1 yr - 5 yrs 1 m
Senior citizen 
Extra 0.5% p.a.
Extra 0.5% p.a.
FD Calculator
Deposit Amount
Min. ₹10,000, Max. ₹1 Cr
Interest Payout
Deposit Tenure
Min. 1 yr, Max. 5 yrs 1 m
Monthly Income
Min. ₹10,000, Max. ₹10,000
Interest Payout
Deposit Tenure
Min. 1 yr, Max. 5 yrs 1 m
You need to invest in total
₹26,662 
in IndusInd Bank@ 5.39%
IndusInd Bank FD Interest Rate 2023
| Tenure | General Public FD Rate | Senior Citizens FD Rate |
|---|---|---|
| 7 days to 14 days | 3.50% | 4.00% |
| 15 days to 30 days | 3.50% | 4.00% |
| 31 days to 45 days | 4.00% | 4.50% |
| 46 days to 60 days | 4.50% | 5.00% |
| 61 days to 90 days | 4.60% | 5.10% |
| 91 days to 120 days | 4.75% | 5.25% |
| 121 days to 180 days | 5.00% | 5.50% |
| 181 days to 210 days | 5.85% | 6.35% |
| 211 days to 269 days | 6.10% | 6.60% |
| 270 days to 354 days | 6.35% | 6.85% |
| 355 days to 364 days | 6.35% | 6.85% |
| 1 Year to below 1 Year 6 Months | 7.75% | 8.25% |
| 1 Year 6 Months to below 1 Year 7 Months | 7.75% | 8.25% |
| 1 Year 7 months up to 2 Years | 7.75% | 8.25% |
| Above 2 Years up to 2 Years 1 Month | 7.50% | 8.00% |
| Above 2 Years 1 Month to below 2 years 6 Months | 7.50% | 8.00% |
| 2 years 6 Months to below 2 years 9 Months | 7.50% | 8.00% |
| 2 years 9 Months to 3 years 3 months | 7.50% | 8.00% |
| Above 3 years 3 months to below 61 month | 7.25% | 7.75% |
| 61 month and above | 7.00% | 7.50% |
| Indus Tax Saver Scheme (5 years) | 7.25% | 7.75% |
Fixed Deposit Interest Rates Comparison 2023
| Name | Interest rate (p.a.) | Tenure | Min. deposit | |
|---|---|---|---|---|
 Bajaj Finance Ltd. |
7.11% - 8.60% |
1 - 5yrs
|
₹50,000 |
Deposit Now |
 SBI Bank |
3.00% - 7.60% |
1 - 10yrs
|
₹1,000 |
View details |
 ICICI Bank |
3.00% - 7.60% |
1 - 10yrs
|
₹10,000 |
View details |
 Axis Bank |
3.50% - 7.95% |
1 - 10yrs
|
₹5,000 |
View details |
 HDFC Bank |
3.00% - 7.75% |
1 - 10yrs
|
₹5,000 |
View details |
 Bank of Baroda |
3.00% - 7.75% |
1 - 10yrs
|
₹1,000 |
View details |
 IDFC Bank |
3.50% - 8.00% |
1 - 10yrs
|
₹10,000 |
View details |
 Kotak Mahindra Bank |
2.75% - 7.70% |
1 - 10yrs
|
₹5,000 |
View details |
 Canara Bank |
4.00% - 7.75% |
1 - 10yrs
|
₹1,000 |
View details |
 Yes Bank |
3.25% - 8.25% |
1 - 10yrs
|
₹10,000 |
View details |
| IndusInd Bank |
3.50% - 8.25% |
1yr - 5yrs 1m
|
₹10,000 |
View details |
 Punjab National Bank |
3.50% - 7.75% |
1 - 10yrs
|
₹1,000 |
View details |
 IDBI Bank |
3.00% - 7.30% |
1 - 20yrs
|
₹10,000 |
View details |
 Union Bank |
3.00% - 7.75% |
1 - 10yrs
|
₹1,000 |
View details |
 Citibank |
3.50% - 7.95% |
1 - 5yrs
|
₹1,000 |
View details |
 RBL Bank |
3.50% - 8.30% |
1 - 10yrs
|
₹1,000 |
View details |
 Indian Bank |
2.80% - 7.20% |
1 - 10yrs
|
₹1,000 |
View details |
About IndusInd Bank
As a well-known commercial bank in India, IndusInd Bank has over 2.5 crore customers, over 5000 distribution points, and approximately 2000 branches. Given its widespread banking footprint, IndusInd bank has sustainability at its core and provides a range of banking products and services for individuals and corporates. These include personal loans, personal and commercial vehicle loans, credit cards, SME loans, and microfinance. The bank is also a preferred banking partner for numerous government institutions, large corporations, and PSUs.
Benefits of IndusInd Bank Fixed Deposit
Frequently asked questions
At IndusInd Bank, fixed deposits can be opened by Indian nationals, sole proprietorships, limited companies, guardians on behalf of minors, associations, trusts, clubs, societies, partnership firms, limited companies, and HUFs.
To open a fixed deposit and enjoy IndusInd Bank FD rates today, you need to provide copies of your identity proof such as driving license, passport, PAN card, Aadhar card, or a Government ID; copies of address proof such as passport, telephone bill, electricity bill, and bank statement with a canceled cheque. For senior citizens, in addition to the documents stated above, they need to submit a copy of their senior citizen ID card.
The maximum IndusInd Bank FD interest rate you can earn on your IndusInd fixed deposit is 7% per annum.
Yes. Senior citizens can enjoy a high rate on their deposits compared to fixed deposit rates for the general public. A regular FD offers interest rates in the range of 3.25% to 7%. In comparison, senior citizens can earn interest rates in the range of 3.75% to 7.50%.
No. It is not possible to change the tenure once the fixed deposit account has been opened. However, you can open a new account with the desired tenure of your choice and close your existing fixed deposit account.
Yes. To open a fixed deposit account online, you need to submit your application on the website of IndusInd Bank. On receipt of your application, the bank representative will contact you for further processing that would include filling out the application process and submitting your KYC-compliant documents.
Interest payout
Interest payout
You need to invest in total
₹26,662
in IndusInd Bank
@ 5.39% p.a.
ET Money does not offer investment options with IndusInd Bank fixed deposit,