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Citibank Fixed Deposit (FD) Interest Rates
Features of Citibank FD
Interest rates (p.a)3.50% - 7.95%
Minimum deposit ₹1,000
Maximum deposit ₹1 Cr
Lock-in 
No Lock-in
No Lock-in
Tenure 1 yr - 5 yrs
Senior citizen 
Extra 0.5% p.a.
Extra 0.5% p.a.
FD Calculator
Deposit Amount
Min. ₹1,000, Max. ₹1 Cr
Interest Payout
Deposit Tenure
Min. 1 yr, Max. 5 yrs
Monthly Income
Min. ₹1,000, Max. ₹1,000
Interest Payout
Deposit Tenure
Min. 1 yr, Max. 5 yrs
You need to invest in total
₹26,662 
in Citibank@ 5.39%
Citibank FD Interest Rate 2023
| Tenure | General Public FD Rate | Senior Citizens FD Rate |
|---|---|---|
| 7 days to 45 days | 3.50% | 3.50% |
| 46 days to 60 days | 4.00% | 4.00% |
| 61 days < 3 months | 4.50% | 4.50% |
| 3 months < 4 months | 4.75% | 4.75% |
| 4 months < 5 months | 4.75% | 4.75% |
| 5 months < 6 months | 4.75% | 4.75% |
| 6 months < 7 months | 5.75% | 6.00% |
| 7 months < 8 months | 5.75% | 6.00% |
| 8 months < 9 months | 5.75% | 6.00% |
| 9 months < 10 months | 6.00% | 6.25% |
| 10 months < 11 months | 6.00% | 6.25% |
| 11 months to 11 months 24 days | 6.00% | 6.25% |
| 11 months 25 days < 1 year | 6.00% | 6.25% |
| 1 year to 1 year 4 days | 6.75% | 7.50% |
| 1 year 5 days to 1 year 10 days | 6.80% | 7.55% |
| 1 year 11 days to 1 year 24 days | 6.80% | 7.55% |
| 1 year 25 days < 13 months | 6.80% | 7.55% |
| 13 months < 14 months | 7.10% | 7.85% |
| 14 months < 15 months | 7.10% | 7.85% |
| 15 months < 16 months | 7.10% | 7.85% |
| 16 months < 17 months | 7.20% | 7.95% |
| 17 months < 18 months | 7.10% | 7.85% |
| 18 months < 2 years | 7.10% | 7.85% |
| 2 years < 30 months | 7.05% | 7.80% |
| 30 months < 3 years | 7.00% | 7.75% |
| 3 years < 5 years | 7.00% | 7.75% |
| 5 years to 10 years | 7.00% | 7.75% |
Fixed Deposit Interest Rates Comparison 2023
| Name | Interest rate (p.a.) | Tenure | Min. deposit | |
|---|---|---|---|---|
 Bajaj Finance Ltd. |
7.11% - 8.60% |
1 - 5yrs
|
₹50,000 |
Deposit Now |
 SBI Bank |
3.00% - 7.60% |
1 - 10yrs
|
₹1,000 |
View details |
 ICICI Bank |
3.00% - 7.60% |
1 - 10yrs
|
₹10,000 |
View details |
 Axis Bank |
3.50% - 7.95% |
1 - 10yrs
|
₹5,000 |
View details |
 HDFC Bank |
3.00% - 7.75% |
1 - 10yrs
|
₹5,000 |
View details |
 Bank of Baroda |
3.00% - 7.75% |
1 - 10yrs
|
₹1,000 |
View details |
 IDFC Bank |
3.50% - 8.00% |
1 - 10yrs
|
₹10,000 |
View details |
 Kotak Mahindra Bank |
2.75% - 7.70% |
1 - 10yrs
|
₹5,000 |
View details |
 Canara Bank |
4.00% - 7.75% |
1 - 10yrs
|
₹1,000 |
View details |
 Yes Bank |
3.25% - 8.25% |
1 - 10yrs
|
₹10,000 |
View details |
 IndusInd Bank |
3.50% - 8.25% |
1yr - 5yrs 1m
|
₹10,000 |
View details |
 Punjab National Bank |
3.50% - 7.75% |
1 - 10yrs
|
₹1,000 |
View details |
 IDBI Bank |
3.00% - 7.30% |
1 - 20yrs
|
₹10,000 |
View details |
 Union Bank |
3.00% - 7.75% |
1 - 10yrs
|
₹1,000 |
View details |
| Citibank |
3.50% - 7.95% |
1 - 5yrs
|
₹1,000 |
View details |
 RBL Bank |
3.50% - 8.30% |
1 - 10yrs
|
₹1,000 |
View details |
 Indian Bank |
2.80% - 7.20% |
1 - 10yrs
|
₹1,000 |
View details |
About Citibank
Citibank commenced its operations more than a century ago in 1902 in Kolkata, India. Today, the bank is counted amongst the most significant foreign investors and market players in the Indian financial market. Citibank has 2,649 branches in 19 countries. With a global presence of this size, it serves its customers with personal finance services, asset management, and investment banking services. These services cater to every segment of society including the salaried, affluent, and high net-worth individuals. Apart from home loans, saving bank accounts, and fixed deposits, the bank has been a major player in the credit card segment with more than 2.3 million active credit cards.
Benefits of Citibank Fixed Deposit
Frequently asked questions
FD tenures with Citibank range from 7 days up to 5 years.
Yes, you can avail an overdraft line up to 90% of the deposit value.
The rates on FDs offered by Citibank start from 2.75% and go up to 3.75% depending on the tenure you choose. Senior citizens can enjoy an additional markup of 0.50% over and above the normal interest rate.
Interest payout
Interest payout
You need to invest in total
₹26,662
in Citibank
@ 5.39% p.a.
ET Money does not offer investment options with Citibank fixed deposit,