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DSP Equity & Bond Direct-Growth
NAV as of(Aug 11, 2023)
₹ 285.34 -0.14 % 1-D Change
Returns 
13.64% p.a.
You get upto 1.03%extra returns
- Monthly SIP
Monthly SIP is not available for this fund - Lumpsum Lumpsum is not available for this fund
₹
Minimum SIP amount is ₹
₹
Minimum Lumpsum amount is ₹
This fund vs
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Scheme Details
| VRO Rating | |
| Expense ratio | 0.76% As on Jun 30, 2023 |
| Exit Load | 1.0% |
| AUM (Fund Size) | ₹ 8,014 Crs |
| Lock-in | No Lockin |
| Age | 10 yrs 7 m Since Jan 01, 2013 |
| Benchmark | CRISIL Hybrid 35+65 Aggressive |
| Min. Investment | SIP ₹500 & Lumpsum ₹1000 |
About DSP Equity & Bond Fund
DSP Equity & Bond Direct-Growth is a Aggressive Hybrid mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 10 yrs 7 m, having been launched on 01/01/2013. DSP Equity & Bond Direct-Growth has ₹8,014 Crores worth of assets under management (AUM) as on 30/06/2023 and is medium-sized fund of its category. The fund has an expense ratio of 0.76%, which is close to what most other Aggressive Hybrid funds charge. Currently, the fund has a 74.09% allocation to equity and 23.67% to Debt.
.....- DSP Equity & Bond Direct-Growth returns of last 1-year are 13.41%. Since launch, it has delivered 13.65% average annual returns. The fund has doubled the money invested in it every 4 yrs.
- DSP Equity & Bond Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
- The fund's equity portion is primarily invested in Financial, Capital Goods, Automobile, Materials, Consumer Staples sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
- The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
- The fund's top 5 holdings are in Bajaj Finance Ltd., HDFC Bank Ltd., ICICI Bank Ltd., Samvardhana Motherson International Ltd., Axis Bank Ltd..
Investment Returns Calculator
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Latest Asset & Portfolio Allocation
as on Jul 31, 2023Top Stock Holdings
Allocation by Market Cap
Large Cap 41.73%
Mid Cap 18.5%
Small Cap 13.86%
Other Cap 0%
Allocation by Sector
Financial 24.31%
Capital Goods 7.97%
Automobile 7.89%
Materials 5.98%
Top Debt Holdings
National Bank For Agriculture & Rural Development 2.13%
Small Industries Devp. Bank of India Ltd. 1.55%
Muthoot Finance Ltd. 0.94%
HDFC Bank Ltd. 0.63%
Allocation by Credit Quality
SOV 11.69%
AAA 9.28%
Cash & Call Money 2.24%
AA+ 2.07%
Allocation by Instruments
GOI Securities 11.61%
Debenture 7.46%
Non Convertible Debenture 2.72%
Reverse Repo 1.4%
Other Holdings
Others 0.84%
Comparison with aggressive hybrid Funds
as on Aug 14, 2023| Fund name | Annual Return % | ||
|---|---|---|---|
| Quant Absolute Fund | 20.95% | ||
| ICICI Prudential Equity & Debt Fund | 16.78% | ||
| Baroda BNP Paribas Aggressive Hybrid Fund | 14.67% | ||
| Bank of India Mid & Small Cap Equity & Debt Fund | 14.35% | ||
| Edelweiss Aggressive Hybrid Fund | 14.16% | ||
| JM Equity Hybrid Fund | 13.75% | ||
| DSP Equity & Bond Fund | 12.47% |
Trailing Returns and Ranks
as on Aug 14, 2023| Period | Trailing returns | Category average |
|---|---|---|
| 1 month | 1.07% | 1.13% |
| 3 months | 7.95% | 7.77% |
| 6 months | 12.11% | 11.34% |
| 1 year | 12.54% | 12.78% |
| 3 years | 18.76% | 20.57% |
| 5 years | 12.47% | 12.55% |
| 10 years | 15.93% | 15.08% |
Riskometer
Level of Risk in the Scheme
Investors understand that their principal will be at Very High risk
DSP Equity & Bond Fund
HYBRID AGGRESSIVE HYBRID
The scheme seeks to generate long-term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities).
- Std. Dev : 11.48
- Alpha : 1.65
- Beta : 0.86
- Sharpe : 1.24
- Sortino : 2.5
Atul Bhole
Mr. Bhole is a B.Com (H), Chartered Accountant and MMS.
Prior to joining DSP Mutual Fund he has worked with Tata Mutual Fund, JP Morgan Services Pvt. Ltd. and SBI Treasury.
Dhaval Gada
Mr. Gada has done B.Com, PGDM(Finance) and CFA (level 3 appearing)
Prior to joining DSP Mutual Fund, he has worked with Sundaram Mutual Fund, Motilal Oswal Financial Services Ltd, Morgan Stanley, Edelweiss Capital, India Capital Market Pvt Ltd. and Gridstone Research
Kedar Karnik
Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Prior to joining DSP Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
DSP Mutual Fund
TOTAL AUM:
₹1,17,726 Crs
As on Jun 30, 2023
- Phone: 1800-208-4499 / 1800-200-4499
- Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction
Western Express Highway,
Andheri East
Mumbai, 400069
Frequently Asked questions
How fund report card works
Identifying a top performing fund that consistently creates wealth can be a challenging task due to the dynamic nature of the market. Top funds often change frequently, sometimes even on a daily basis.
However, with ET Money's fund report card, it is now possible to find a fund that consistently ranks at the top and generates wealth over a long period of time. This valuable resource makes it easier to navigate the complex and constantly changing world of financial markets.
At ET Money, we have developed a smart ranking system for funds based on their consistency. We believe that consistently performing at the top of a category is more important than just occasionally ranking highly. To evaluate the consistency of a fund, we have identified two key parameters: "consistency of returns" and "protection from volatility." We assess these parameters by analyzing the strong performance and low volatility of a fund over a prolonged period of time. To arrive at a rating for these parameters, we carefully consider the track record of a fund in terms of both performance and volatility.
In our ranking methodology, we prioritize funds that consistently perform well over those that fluctuate in their performance. To ensure stability in our rankings, we analyzed data for a minimum of five years, rather than just a year or two. We also placed a greater emphasis on recent performance, as it tends to have a greater impact on momentum. This allows us to capture the full potential of recent momentum in our rankings.
How are the returns of DSP Equity & Bond Fund ?
The DSP Equity & Bond Fund is a 10 yrs 7 m old fund and has delivered average annual returns of 13.64% since inception.
DSP Equity & Bond Fund Returns
| 1-Year | 3-Year | 5-Year | 10-Year | Since Inception |
|---|---|---|---|---|
| 12.54% | 18.76% | 12.47% | 15.93% | 13.64% |
What is the current NAV of DSP Equity & Bond Fund?
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of DSP Equity & Bond Fund for Aug 11, 2023 is 285.34.
Should I invest in DSP Equity & Bond Fund?
DSP Equity & Bond Fund has an ET Money Rank of # 17 of 29 and a consistency rating of 3.
This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.
How do I invest in DSP Equity & Bond Fund?
On ET Money, Investing in DSP Equity & Bond Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
- Click on the Invest Now Button present on the top right-hand side.
- Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
- Provide few more details needed including the bank account from which you will be making the payment and confirm.
- That's it. Your SIP or one-time investment in DSP Equity & Bond Fund is done.
How much does DSP Equity & Bond Fund charge as expense ratio?
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of DSP Equity & Bond Fund is 0.76%. .
How can I redeem my investments in DSP Equity & Bond Fund?
Redeeming your investments in DSP Equity & Bond Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in DSP Equity & Bond Fund from anywhere else, you can go to the fund house website and put a request through it.
What is the AUM or size of DSP Equity & Bond Fund?
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of DSP Equity & Bond Fund is ₹8,014 Crs.
What are the top stock holdings of DSP Equity & Bond Fund?
The DSP Equity & Bond Fund's equity portion has been invested in the stocks of the following companies
| Company | Percentage of Portfolio |
|---|---|
| Bajaj Finance Ltd. | 6.28% |
| HDFC Bank Ltd. | 5.07% |
| ICICI Bank Ltd. | 4.23% |
| Samvardhana Motherson International Ltd. | 3.06% |
| Axis Bank Ltd. | 2.85% |
| Avenue Supermarts Ltd. | 2.77% |
| Apar Industries Ltd. | 2.54% |
| Bharat Electronics Ltd. | 2.08% |
| Infosys Ltd. | 2.07% |
| Dr. Reddy's Laboratories Ltd. | 1.82% |
What are the top sectors DSP Equity & Bond Fund has invested in?
The DSP Equity & Bond Fund's equity portion is primarily invested in the following sectors -
| Sector | Percentage of Portfolio |
|---|---|
| Financial | 24.31% |
| Capital Goods | 7.97% |
| Automobile | 7.89% |
| Materials | 5.98% |
| Consumer Staples | 4.56% |
| Healthcare | 4.47% |
| Technology | 3.89% |
| Chemicals | 3.03% |
| Services | 2.77% |
| Diversified | 2.54% |
What is the quality of borrowers DSP Equity & Bond Fund lends to?
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The DSP Equity & Bond Fund's debt portion's allocation by credit quality is given below| Credit Quality | Percentage of Portfolio |
| SOV | 11.69% |
| AAA | 9.28% |
| Cash & Call Money | 2.24% |
To whom does DSP Equity & Bond Fund lend to?
The top 3 debt holdings of DSP Equity & Bond Fund are as follows
| Holding Name | Percentage of Portfolio |
| National Bank For Agriculture & Rural Development | 2.13% |
| Small Industries Devp. Bank of India Ltd. | 1.55% |
| Muthoot Finance Ltd. | 0.94% |