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LIC MF Conservative Hybrid Fund Direct-Growth

Previously called: LIC MF Debt Hybrid Direct-G

NAV as of(Aug 11, 2023)

77.17 -0.26 % 1-D Change

7.64% p.a.

You get upto 0.92%extra returns

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ET Money Rank

ET Money Rank

12

Out of 18

Consistency of returns

star 2.0 Poor

Protection from volatility

star 4.5 Good
fund-trend Recent trend

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ET Money's Fund Report Card - LIC MF Conservative Hybrid Fund

ET Money Rank

16

Out of 26

ranking
Performance Quality info

Very Poordrop-arrow

Generated returns consistently

1/5

Increased returns for each unit of additional risk info

1/5

Downside Protection info

Poordrop-arrow

Controlled losses during market corrections

1/5

Delivered returns without frequent ups and downs

3/5

Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

This fund vs
Show performance of:

Scheme Details

VRO Rating2
Expense ratio1.33% As on Jun 30, 2023
Exit Load1.0%info
AUM (Fund Size) 60 Crs
Lock-inNo Lockin
Age10 yrs 7 m Since Jan 01, 2013
BenchmarkCRISIL Hybrid 85+15 Conservative
Min. Investment

SIP 1000 &

Lumpsum 5000

About LIC MF Conservative Hybrid Fund

LIC MF Conservative Hybrid Fund Direct-Growth is a Conservative Hybrid mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 10 yrs 7 m, having been launched on 01/01/2013. LIC MF Conservative Hybrid Fund Direct-Growth has ₹60 Crores worth of assets under management (AUM) as on 30/06/2023 and is medium-sized fund of its category. The fund has an expense ratio of 1.33%, which is higher than what most other Conservative Hybrid funds charge. Currently, the fund has a 22.06% allocation to equity and 76.76% to Debt.
  • LIC MF Conservative Hybrid Fund Direct-Growth returns of last 1-year are 4.84%. Since launch, it has delivered 7.64% average annual returns. The fund has doubled the money invested in it every 10 yrs.
  • LIC MF Conservative Hybrid Fund Direct-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
  • The fund's equity portion is primarily invested in Financial, Technology, Consumer Staples, Automobile, Unclassified sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
  • The debt portion of the fund has high credit quality indicating the quality of borrowers it has lent it to is great.
  • The fund's top 5 holdings are in GOI, Tata Capital Financial Services Ltd., Larsen & Toubro Ltd., HDFC Bank Ltd., ICICI Bank Ltd..
.....

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You would have earned ₹ 1,001 more by investing in ET Money Direct Plan

Total valueProfit
This fund
Category Average
Bank FD
Gold

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Jul 31, 2023
Allocation by Market Cap

Large Cap 22.06%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Allocation by Sector

Financial 8.95%

Technology 4.96%

Consumer Staples 3.78%

Automobile 1.75%

Top Debt Holdings

GOI 51.01%

Tata Capital Financial Services Ltd. 8.71%

Larsen & Toubro Ltd. 8.6%

HDFC Bank Ltd. 8.36%

Allocation by Credit Quality

SOV 51%

AAA 17.4%

A1+ 8.36%

Cash & Call Money 1.18%

Allocation by Instruments

GOI Securities 51%

Debenture 8.71%

Bonds/NCDs 8.69%

Certificate of Deposit 8.36%

Other Holdings

Others 1.35%

Comparison with conservative hybrid Funds

as on Aug 14, 2023
Average
0.5%
-0.34% p.a
This fund

Lowest
-0.34%

Highest
1.04%
Pick time period to see return
  • 1m
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Trailing Returns and Ranks

as on Aug 14, 2023
PeriodTrailing returnsCategory average
1 month-0.34%0.5%
3 months1.64%2.91%
6 months3.5%5.93%
1 year4.27%7.91%
3 years6.54%10.27%
5 years7.13%8.02%
10 years7.68%9.77%

Riskometer

Level of Risk in the Scheme

Moderately High

Investors understand that their principal will be at Moderately High risk

LIC MF Conservative Hybrid Fund

HYBRID CONSERVATIVE HYBRID

The scheme has the primary objective to give steady income by investing at least 65 per cent of its portfolio in fixed income securities. Exposure to equity and money market instrument can range go up to 35 per cent each.

  • Std. Dev : 3.75
  • Alpha : -1.31
  • Beta : 0.59
  • Sharpe : 0.57
  • Sortino : 1.14
  • Profile

    Karan Doshi

    Mr. Doshi is a Bachelor of Engineering, MMS (Finance)

    Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.

  • Profile

    Sanjay Pawar

    Mr. Pawar is a B.Com, MBA

    Prior to joining LIC Mutual Fund, he has worked with Taurus Mutual Fund, Edelweiss Securities Ltd., CRISIL Limited, ICAP.

LIC Mutual Fund

LIC Mutual Fund

# SCHEMES

20

See all schemes

TOTAL AUM:

₹19,467 Crs

As on Jun 30, 2023

  • Email: br.mumbai@licmf.com
  • Phone: 022-66016177 / 022-66016178
  • Address: Industrial Assurance Building
    Ground Floor, Opp. Churchgate Station

    Mumbai, 400020

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Frequently Asked questions

Identifying a top performing fund that consistently creates wealth can be a challenging task due to the dynamic nature of the market. Top funds often change frequently, sometimes even on a daily basis.

However, with ET Money's fund report card, it is now possible to find a fund that consistently ranks at the top and generates wealth over a long period of time. This valuable resource makes it easier to navigate the complex and constantly changing world of financial markets.

At ET Money, we have developed a smart ranking system for funds based on their consistency. We believe that consistently performing at the top of a category is more important than just occasionally ranking highly. To evaluate the consistency of a fund, we have identified two key parameters: "consistency of returns" and "protection from volatility." We assess these parameters by analyzing the strong performance and low volatility of a fund over a prolonged period of time. To arrive at a rating for these parameters, we carefully consider the track record of a fund in terms of both performance and volatility.

In our ranking methodology, we prioritize funds that consistently perform well over those that fluctuate in their performance. To ensure stability in our rankings, we analyzed data for a minimum of five years, rather than just a year or two. We also placed a greater emphasis on recent performance, as it tends to have a greater impact on momentum. This allows us to capture the full potential of recent momentum in our rankings.

How are the returns of LIC MF Conservative Hybrid Fund ?

The LIC MF Conservative Hybrid Fund is a 10 yrs 7 m old fund and has delivered average annual returns of 7.64% since inception.

LIC MF Conservative Hybrid Fund Returns

1-Year3-Year5-Year10-YearSince Inception
4.27%6.54%7.13%7.68%7.64%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of LIC MF Conservative Hybrid Fund for Aug 11, 2023 is 77.17.

LIC MF Conservative Hybrid Fund has an ET Money Rank of # 16 of 26 and a consistency rating of 1.

This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.

On ET Money, Investing in LIC MF Conservative Hybrid Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in LIC MF Conservative Hybrid Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of LIC MF Conservative Hybrid Fund is 1.33%. .

Redeeming your investments in LIC MF Conservative Hybrid Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in LIC MF Conservative Hybrid Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of LIC MF Conservative Hybrid Fund is ₹60 Crs.

The LIC MF Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

CompanyPercentage of Portfolio
ICICI Bank Ltd.6.48%
Infosys Ltd.3.86%
HDFC Bank Ltd.2.3%
Nestle India Ltd.1.95%
Hindustan Unilever Ltd.1.83%
Mahindra & Mahindra Ltd.1.75%
Reliance Industries Ltd.1.7%
LTIMindtree Ltd.1.1%
Bharti Airtel Ltd.0.86%
Jio Financial Services Limited0.17%

The LIC MF Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

SectorPercentage of Portfolio
Financial8.95%
Technology4.96%
Consumer Staples3.78%
Automobile1.75%
Unclassified1.7%
Communication0.91%

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The LIC MF Conservative Hybrid Fund's debt portion's allocation by credit quality is given below
Credit QualityPercentage of Portfolio
SOV51%
AAA17.4%
A1+8.36%

The top 3 debt holdings of LIC MF Conservative Hybrid Fund are as follows

Holding NamePercentage of Portfolio
GOI51.01%
Tata Capital Financial Services Ltd.8.71%
Larsen & Toubro Ltd.8.6%