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SBI Conservative Hybrid Fund Direct-Growth
NAV as of(Aug 11, 2023)
₹ 65.02 -0.1 % 1-D Change
Returns 
9.91% p.a.
You get upto 0.5%extra returns
- Monthly SIP
Monthly SIP is not available for this fund - Lumpsum Lumpsum is not available for this fund
₹
Minimum SIP amount is ₹
₹
Minimum Lumpsum amount is ₹
This fund vs
Show performance of:
Scheme Details
| VRO Rating | |
| Expense ratio | 0.61% As on Jun 30, 2023 |
| Exit Load | 1.0% |
| AUM (Fund Size) | ₹ 8,262 Crs |
| Lock-in | No Lockin |
| Age | 10 yrs 7 m Since Jan 01, 2013 |
| Benchmark | NIFTY 50 Hybrid Composite Debt 15:85 |
| Min. Investment | SIP ₹500 & Lumpsum ₹5000 |
About SBI Conservative Hybrid Fund
SBI Conservative Hybrid Fund Direct-Growth is a Conservative Hybrid mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 10 yrs 7 m, having been launched on 01/01/2013. SBI Conservative Hybrid Fund Direct-Growth has ₹8,262 Crores worth of assets under management (AUM) as on 30/06/2023 and is medium-sized fund of its category. The fund has an expense ratio of 0.61%, which is less than what most other Conservative Hybrid funds charge. Currently, the fund has a 24.29% allocation to equity and 65.76% to Debt.
.....- SBI Conservative Hybrid Fund Direct-Growth returns of last 1-year are 10.93%. Since launch, it has delivered 9.92% average annual returns. The fund has doubled the money invested in it every 8 yrs.
- SBI Conservative Hybrid Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
- The fund's equity portion is primarily invested in Financial, Consumer Staples, Services, Consumer Discretionary, Metals & Mining sectors. It has taken less exposure in Financial, Consumer Staples sectors compared to other funds in the category.
- The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
- The fund's top 5 holdings are in Maharashtra State, Larsen & Toubro Ltd., Small Industries Devp. Bank of India Ltd., Godrej Properties Ltd., Torrent Power Ltd..
Investment Returns Calculator
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Latest Asset & Portfolio Allocation
as on Jul 31, 2023Top Stock Holdings
Allocation by Market Cap
Large Cap 8.52%
Mid Cap 7.87%
Small Cap 7.9%
Other Cap 0%
Allocation by Sector
Financial 4.91%
Consumer Staples 3.12%
Consumer Discretionary 2.35%
Services 1.74%
Top Debt Holdings
Maharashtra State 9.22%
Larsen & Toubro Ltd. 3.15%
HDFC Bank Ltd. 3.03%
Small Industries Devp. Bank of India Ltd. 2.41%
Allocation by Credit Quality
AAA 27.53%
SOV 13.05%
AA+ 10.83%
AA 9.57%
Allocation by Instruments
Debenture 38.15%
State Development Loan 12.14%
Non Convertible Debenture 8.5%
Repo 8.01%
Other Holdings
Others 8.01%
Cube Highways Trust 0.73%
Comparison with conservative hybrid Funds
as on Aug 12, 2023| Fund name | Annual Return % | ||
|---|---|---|---|
| Kotak Debt Hybrid Fund | 11.09% | ||
| SBI Conservative Hybrid Fund | 10.26% | ||
| Canara Robeco Conservative Hybrid Fund | 9.75% | ||
| HDFC Hybrid Debt Fund | 9.75% | ||
| ICICI Prudential Regular Savings Fund | 9.59% | ||
| HSBC Conservative Hybrid Fund | 8.42% |
Trailing Returns and Ranks
as on Aug 12, 2023| Period | Trailing returns | Category average |
|---|---|---|
| 1 month | 1.26% | 0.75% |
| 3 months | 4.21% | 3.08% |
| 6 months | 7.45% | 6% |
| 1 year | 10.89% | 8.45% |
| 3 years | 12.67% | 10.18% |
| 5 years | 10.26% | 8.06% |
| 10 years | 10.58% | 9.76% |
Riskometer
Level of Risk in the Scheme
Investors understand that their principal will be at Moderately High risk
SBI Conservative Hybrid Fund
HYBRID CONSERVATIVE HYBRID
The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.
- Std. Dev : 3.79
- Alpha : 4.79
- Beta : 0.56
- Sharpe : 2.14
- Sortino : 3.8
Mansi Sajeja
Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
Saurabh Pant
Mr. Pant is a B.Com (H), MBE and CFA (Level III).
He has been associated with SBI Mutual Fund since 2007.
SBI Mutual Fund
TOTAL AUM:
₹7,63,724 Crs
As on Jun 30, 2023
- Phone: 022-61793000 / 1800-425-5425
- Address: 9th Floor-Crescenzo, C-38 & 39-
G Block, Bandra-Kurla Complex,
Bandra (East)
Mumbai, 400051
Frequently Asked questions
How fund report card works
Identifying a top performing fund that consistently creates wealth can be a challenging task due to the dynamic nature of the market. Top funds often change frequently, sometimes even on a daily basis.
However, with ET Money's fund report card, it is now possible to find a fund that consistently ranks at the top and generates wealth over a long period of time. This valuable resource makes it easier to navigate the complex and constantly changing world of financial markets.
At ET Money, we have developed a smart ranking system for funds based on their consistency. We believe that consistently performing at the top of a category is more important than just occasionally ranking highly. To evaluate the consistency of a fund, we have identified two key parameters: "consistency of returns" and "protection from volatility." We assess these parameters by analyzing the strong performance and low volatility of a fund over a prolonged period of time. To arrive at a rating for these parameters, we carefully consider the track record of a fund in terms of both performance and volatility.
In our ranking methodology, we prioritize funds that consistently perform well over those that fluctuate in their performance. To ensure stability in our rankings, we analyzed data for a minimum of five years, rather than just a year or two. We also placed a greater emphasis on recent performance, as it tends to have a greater impact on momentum. This allows us to capture the full potential of recent momentum in our rankings.
How are the returns of SBI Conservative Hybrid Fund ?
The SBI Conservative Hybrid Fund is a 10 yrs 7 m old fund and has delivered average annual returns of 9.91% since inception.
SBI Conservative Hybrid Fund Returns
| 1-Year | 3-Year | 5-Year | 10-Year | Since Inception |
|---|---|---|---|---|
| 10.89% | 12.67% | 10.26% | 10.58% | 9.91% |
What is the current NAV of SBI Conservative Hybrid Fund?
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of SBI Conservative Hybrid Fund for Aug 11, 2023 is 65.02.
Should I invest in SBI Conservative Hybrid Fund?
SBI Conservative Hybrid Fund has an ET Money Rank of # 1 of 26 and a consistency rating of 4.
This indicates the fund has not only delivered solid returns in the past but has done so with exceptional consistency. All this means SBI Conservative Hybrid Fund can be a good addition to your portfolio.
How do I invest in SBI Conservative Hybrid Fund?
On ET Money, Investing in SBI Conservative Hybrid Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
- Click on the Invest Now Button present on the top right-hand side.
- Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
- Provide few more details needed including the bank account from which you will be making the payment and confirm.
- That's it. Your SIP or one-time investment in SBI Conservative Hybrid Fund is done.
How much does SBI Conservative Hybrid Fund charge as expense ratio?
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of SBI Conservative Hybrid Fund is 0.61%. .
How can I redeem my investments in SBI Conservative Hybrid Fund?
Redeeming your investments in SBI Conservative Hybrid Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in SBI Conservative Hybrid Fund from anywhere else, you can go to the fund house website and put a request through it.
What is the AUM or size of SBI Conservative Hybrid Fund?
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of SBI Conservative Hybrid Fund is ₹8,262 Crs.
What are the top stock holdings of SBI Conservative Hybrid Fund?
The SBI Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies
| Company | Percentage of Portfolio |
|---|---|
| ICICI Bank Ltd. | 2.2% |
| Aether Industries Ltd. | 1.29% |
| Infosys Ltd. | 1.21% |
| Hindustan Unilever Ltd. | 0.9% |
| HDFC Asset Management Company Ltd. | 0.89% |
| GR Infraprojects Ltd. | 0.89% |
| Carborundum Universal Ltd. | 0.77% |
| Thangamayil Jewellery Ltd. | 0.77% |
| Tega Industries Ltd. | 0.76% |
| Procter & Gamble Hygiene and Health Care Ltd. | 0.76% |
What are the top sectors SBI Conservative Hybrid Fund has invested in?
The SBI Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -
| Sector | Percentage of Portfolio |
|---|---|
| Financial | 4.91% |
| Consumer Staples | 3.12% |
| Consumer Discretionary | 2.35% |
| Services | 1.74% |
| Metals & Mining | 1.65% |
| Chemicals | 1.43% |
| Automobile | 1.35% |
| Technology | 1.21% |
| Materials | 1.2% |
| Healthcare | 1.16% |
What is the quality of borrowers SBI Conservative Hybrid Fund lends to?
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The SBI Conservative Hybrid Fund's debt portion's allocation by credit quality is given below| Credit Quality | Percentage of Portfolio |
| AAA | 27.53% |
| SOV | 13.05% |
| AA+ | 10.83% |
To whom does SBI Conservative Hybrid Fund lend to?
The top 3 debt holdings of SBI Conservative Hybrid Fund are as follows
| Holding Name | Percentage of Portfolio |
| Maharashtra State | 9.22% |
| Larsen & Toubro Ltd. | 3.15% |
| HDFC Bank Ltd. | 3.03% |