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Invesco India Credit Risk Fund Direct-Growth
NAV as of(Aug 11, 2023)
₹ 1,774.63 -0.04 % 1-D Change
Returns 
6.61% p.a.
You get upto 1.22%extra returns
- Monthly SIP
Monthly SIP is not available for this fund - Lumpsum Lumpsum is not available for this fund
₹
Minimum SIP amount is ₹
₹
Minimum Lumpsum amount is ₹
This fund vs
Show performance of:
Scheme Details
| VRO Rating | |
| Expense ratio | 0.28% As on Jun 30, 2023 |
| Exit Load | 4.0% |
| AUM (Fund Size) | ₹ 136 Crs |
| Lock-in | No Lockin |
| Age | 9 yrs Since Aug 14, 2014 |
| Benchmark | NIFTY Credit Risk Bond Index C-III |
| Min. Investment | SIP ₹1000 & Lumpsum ₹1000 |
About Invesco India Credit Risk Fund
Invesco India Credit Risk Fund Direct-Growth is a Credit Risk mutual fund scheme from Invesco Mutual Fund. This fund has been in existence for 9 yrs, having been launched on 14/08/2014. Invesco India Credit Risk Fund Direct-Growth has ₹136 Crores worth of assets under management (AUM) as on 30/06/2023 and is medium-sized fund of its category. The fund has an expense ratio of 0.28%, which is less than what most other Credit Risk funds charge.
.....- Invesco India Credit Risk Fund Direct-Growth returns of last 1-year are 10.39%. Since launch, it has delivered 6.63% average annual returns.
- Invesco India Credit Risk Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
- The fund's credit profile is low indicating it has lent to borrowers whose quality is not too great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
- The fund's top holdings are in GOI, Tata Power Co. Ltd., Aadhar Housing Finance Ltd., ONGC Petro Additions Ltd., Tata Motors Finance Solutions Pvt Ltd..
Investment Returns Calculator
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| Total value | Profit | ||
|---|---|---|---|
This fund | |||
Category Average | |||
Bank FD | |||
Gold |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Latest Asset & Portfolio Allocation
as on Jul 31, 2023Top Stock Holdings
Bifurcation by Holding is not available for this fund
Allocation by Market Cap
Large Cap 0%
Mid Cap 0%
Small Cap 0%
Other Cap 0%
Allocation by Sector
Bifurcation by Sector is not available for this fund
Top Debt Holdings
GOI 28.11%
Tata Power Co. Ltd. 7.38%
Aadhar Housing Finance Ltd. 7.37%
ONGC Petro Additions Ltd. 7.37%
Allocation by Credit Quality
AA 53.41%
SOV 28.11%
Cash & Call Money 11.26%
AA+ 7.22%
Allocation by Instruments
Non Convertible Debenture 29.34%
GOI Securities 28.11%
Debenture 25.62%
Repo 11.43%
Other Holdings
Others 11.43%
Comparison with credit risk Funds
as on Aug 14, 2023| Fund name | Annual Return % | ||
|---|---|---|---|
| ICICI Prudential Credit Risk Fund | 8.23% | ||
| HDFC Credit Risk Debt Fund | 7.98% | ||
| SBI Credit Risk Fund | 7.46% | ||
| Aditya Birla Sun Life Credit Risk Fund | 7.21% | ||
| Axis Credit Risk Fund | 7.0% | ||
| Bandhan Credit Risk Fund | 6.92% | ||
| Invesco India Credit Risk Fund | 4.35% |
Trailing Returns and Ranks
as on Aug 14, 2023| Period | Trailing returns | Category average |
|---|---|---|
| 1 month | 0.41% | 0.49% |
| 3 months | 1.48% | 1.62% |
| 6 months | 7.39% | 4.34% |
| 1 year | 10.15% | 7.2% |
| 3 years | 6.05% | 10.02% |
| 5 years | 4.35% | 5.05% |
Riskometer
Level of Risk in the Scheme
Investors understand that their principal will be at Moderately High risk
Invesco India Credit Risk Fund
DEBT CREDIT RISK
The scheme seeks to generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.
- Std. Dev : 2.69
- Alpha : 8.22
- Beta : 4.23
- Sharpe : 0.62
- Sortino : 1.78
Vikas Garg
Mr. Garg is CFA MBA Finance, B-Tech and M- Tech
Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.
Krishna Venkat Cheemalapati
Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.
Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.
Invesco Mutual Fund
TOTAL AUM:
₹50,119 Crs
As on Jun 30, 2023
- Phone: 022-67310000 / 1800-209-0007
- Address: 2101 - A-A Wing - 21st Floor,
Marathon Futurex,
N.M. Joshi Marg, Lower Parel,
Mumbai, 400013
Frequently Asked questions
How fund report card works
Identifying a top performing fund that consistently creates wealth can be a challenging task due to the dynamic nature of the market. Top funds often change frequently, sometimes even on a daily basis.
However, with ET Money's fund report card, it is now possible to find a fund that consistently ranks at the top and generates wealth over a long period of time. This valuable resource makes it easier to navigate the complex and constantly changing world of financial markets.
At ET Money, we have developed a smart ranking system for funds based on their consistency. We believe that consistently performing at the top of a category is more important than just occasionally ranking highly. To evaluate the consistency of a fund, we have identified two key parameters: "consistency of returns" and "protection from volatility." We assess these parameters by analyzing the strong performance and low volatility of a fund over a prolonged period of time. To arrive at a rating for these parameters, we carefully consider the track record of a fund in terms of both performance and volatility.
In our ranking methodology, we prioritize funds that consistently perform well over those that fluctuate in their performance. To ensure stability in our rankings, we analyzed data for a minimum of five years, rather than just a year or two. We also placed a greater emphasis on recent performance, as it tends to have a greater impact on momentum. This allows us to capture the full potential of recent momentum in our rankings.
How are the returns of Invesco India Credit Risk Fund ?
The Invesco India Credit Risk Fund is a 9 yrs old fund and has delivered average annual returns of 6.61% since inception.
Invesco India Credit Risk Fund Returns
| 1-Year | 3-Year | 5-Year | Since Inception |
|---|---|---|---|
| 10.15% | 6.05% | 4.35% | 6.61% |
What is the current NAV of Invesco India Credit Risk Fund?
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of Invesco India Credit Risk Fund for Aug 11, 2023 is 1,774.63.
Should I invest in Invesco India Credit Risk Fund?
Invesco India Credit Risk Fund has an ET Money Rank of # 11 of 17 and a consistency rating of 2.
This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.
How do I invest in Invesco India Credit Risk Fund?
On ET Money, Investing in Invesco India Credit Risk Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
- Click on the Invest Now Button present on the top right-hand side.
- Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
- Provide few more details needed including the bank account from which you will be making the payment and confirm.
- That's it. Your SIP or one-time investment in Invesco India Credit Risk Fund is done.
How much does Invesco India Credit Risk Fund charge as expense ratio?
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of Invesco India Credit Risk Fund is 0.28%. .
How can I redeem my investments in Invesco India Credit Risk Fund?
Redeeming your investments in Invesco India Credit Risk Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in Invesco India Credit Risk Fund from anywhere else, you can go to the fund house website and put a request through it.
What is the AUM or size of Invesco India Credit Risk Fund?
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of Invesco India Credit Risk Fund is ₹136 Crs.
What is the quality of borrowers Invesco India Credit Risk Fund lends to?
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The Invesco India Credit Risk Fund allocation by credit quality is given below
| Credit Quality | Percentage of Portfolio |
| AA | 53.41% |
| SOV | 28.11% |
| Cash & Call Money | 11.26% |
To whom does Invesco India Credit Risk Fund lend to?
The top 3 debt holdings of Invesco India Credit Risk Fund are as follows
| Holding Name | Percentage of Portfolio |
| GOI | 28.11% |
| Tata Power Co. Ltd. | 7.38% |
| Aadhar Housing Finance Ltd. | 7.37% |