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Kotak Equity Savings Fund Direct-Growth
NAV as of(Aug 11, 2023)
₹ 22.51 -0.2 % 1-D Change
Returns 
9.61% p.a.
You get upto 1.05%extra returns
- Monthly SIP
Monthly SIP is not available for this fund - Lumpsum Lumpsum is not available for this fund
₹
Minimum SIP amount is ₹
₹
Minimum Lumpsum amount is ₹
This fund vs
Show performance of:
Scheme Details
| VRO Rating | |
| Expense ratio | 0.97% As on Jun 30, 2023 |
| Exit Load | 1.0% |
| AUM (Fund Size) | ₹ 2,730 Crs |
| Lock-in | No Lockin |
| Age | 8 yrs 10 m Since Sep 17, 2014 |
| Benchmark | NIFTY Equity Savings TRI |
| Min. Investment | SIP ₹1000 & Lumpsum ₹5000 |
About Kotak Equity Savings Fund
Kotak Equity Savings Fund Direct-Growth is a Equity Savings mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 8 yrs 10 m, having been launched on 17/09/2014. Kotak Equity Savings Fund Direct-Growth has ₹2,730 Crores worth of assets under management (AUM) as on 30/06/2023 and is medium-sized fund of its category. The fund has an expense ratio of 0.97%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 29.60% allocation to equity and 22.56% to Debt.
.....- Kotak Equity Savings Fund Direct-Growth returns of last 1-year are 11.97%. Since launch, it has delivered 9.62% average annual returns. The fund has doubled the money invested in it every 8 yrs.
- Kotak Equity Savings Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
- The fund's equity portion is primarily invested in Financial, Unclassified, Services, Consumer Staples, Automobile sectors. It has taken less exposure in Financial, Unclassified sectors compared to other funds in the category.
- The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
- The fund's top 5 holdings are in Kotak Money Market Fund Direct-Growth, HDFC Bank Ltd., ICICI Bank Ltd., Adani Ports and Special Economic Zone Ltd., Sun Pharmaceutical Inds. Ltd..
Investment Returns Calculator
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Latest Asset & Portfolio Allocation
as on Jul 31, 2023Top Stock Holdings
Allocation by Market Cap
Large Cap 24.04%
Mid Cap 3.77%
Small Cap 1.79%
Other Cap 0%
Allocation by Sector
Financial 24.39%
Services 8.04%
Consumer Staples 7.47%
Automobile 5.98%
Top Debt Holdings
Axis Bank Ltd. 3.46%
GOI 2.96%
Power Finance Corpn. Ltd. 2.74%
Small Industries Devp. Bank of India Ltd. 1.82%
Allocation by Credit Quality
Cash 35.84%
Cash & Call Money 12%
A1+ 11.82%
AAA 5.49%
Allocation by Instruments
Cash Margin 35.84%
Mutual Fund 10.6%
Repo 9.12%
Certificate of Deposit 3.46%
Other Holdings
Others 9.12%
Kotak Money Market Fund Direct-Growth 7.75%
Kotak Liquid - Plan A - Direct Plan-Growth 2.84%
Comparison with equity savings Funds
as on Aug 14, 2023| Fund name | Annual Return % | ||
|---|---|---|---|
| Mahindra Manulife Equity Savings Fund | 11.03% | ||
| Sundaram Equity Savings Fund | 9.7% | ||
| HDFC Equity Savings Fund | 9.66% | ||
| Kotak Equity Savings Fund | 9.63% | ||
| SBI Equity Savings Fund | 9.57% | ||
| Edelweiss Equity Savings Fund | 9.37% |
Trailing Returns and Ranks
as on Aug 14, 2023| Period | Trailing returns | Category average |
|---|---|---|
| 1 month | 0.67% | 0.79% |
| 3 months | 4.38% | 4.51% |
| 6 months | 7.06% | 7.35% |
| 1 year | 11.51% | 9.6% |
| 3 years | 12.37% | 12.08% |
| 5 years | 9.63% | 8.48% |
Riskometer
Level of Risk in the Scheme
Investors understand that their principal will be at Moderately High risk
Kotak Equity Savings Fund
HYBRID EQUITY SAVINGS
The scheme seeks to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.
- Std. Dev : 3.84
- Alpha : 4.32
- Beta : 0.61
- Sharpe : 2.06
- Sortino : 3.87
Arjun Khanna
Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)
Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.
Hiten Shah
Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.
Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Devender Singhal
Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.
Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).
Kotak Mahindra Mutual Fund
TOTAL AUM:
₹3,12,371 Crs
As on Jun 30, 2023
- Phone: 022-61152100 / 1800-22-2626
- Address: The Capital Building,
Behind ICICI Bank, G Block BKC, Bandra Kurla Complex
Bandra (E)
Mumbai, 400051
Frequently Asked questions
How fund report card works
Identifying a top performing fund that consistently creates wealth can be a challenging task due to the dynamic nature of the market. Top funds often change frequently, sometimes even on a daily basis.
However, with ET Money's fund report card, it is now possible to find a fund that consistently ranks at the top and generates wealth over a long period of time. This valuable resource makes it easier to navigate the complex and constantly changing world of financial markets.
At ET Money, we have developed a smart ranking system for funds based on their consistency. We believe that consistently performing at the top of a category is more important than just occasionally ranking highly. To evaluate the consistency of a fund, we have identified two key parameters: "consistency of returns" and "protection from volatility." We assess these parameters by analyzing the strong performance and low volatility of a fund over a prolonged period of time. To arrive at a rating for these parameters, we carefully consider the track record of a fund in terms of both performance and volatility.
In our ranking methodology, we prioritize funds that consistently perform well over those that fluctuate in their performance. To ensure stability in our rankings, we analyzed data for a minimum of five years, rather than just a year or two. We also placed a greater emphasis on recent performance, as it tends to have a greater impact on momentum. This allows us to capture the full potential of recent momentum in our rankings.
How are the returns of Kotak Equity Savings Fund ?
The Kotak Equity Savings Fund is a 8 yrs 10 m old fund and has delivered average annual returns of 9.61% since inception.
Kotak Equity Savings Fund Returns
| 1-Year | 3-Year | 5-Year | Since Inception |
|---|---|---|---|
| 11.51% | 12.37% | 9.63% | 9.61% |
What is the current NAV of Kotak Equity Savings Fund?
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of Kotak Equity Savings Fund for Aug 11, 2023 is 22.51.
Should I invest in Kotak Equity Savings Fund?
Kotak Equity Savings Fund has an ET Money Rank of # 1 of 20 and a consistency rating of 3.
This indicates the fund has generated solid returns, however, the consistency at which it generates returns is not so great. If you won't get restless during periods of low returns, you can go for this fund.
How do I invest in Kotak Equity Savings Fund?
On ET Money, Investing in Kotak Equity Savings Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
- Click on the Invest Now Button present on the top right-hand side.
- Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
- Provide few more details needed including the bank account from which you will be making the payment and confirm.
- That's it. Your SIP or one-time investment in Kotak Equity Savings Fund is done.
How much does Kotak Equity Savings Fund charge as expense ratio?
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of Kotak Equity Savings Fund is 0.97%. .
How can I redeem my investments in Kotak Equity Savings Fund?
Redeeming your investments in Kotak Equity Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in Kotak Equity Savings Fund from anywhere else, you can go to the fund house website and put a request through it.
What is the AUM or size of Kotak Equity Savings Fund?
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of Kotak Equity Savings Fund is ₹2,730 Crs.
What are the top stock holdings of Kotak Equity Savings Fund?
The Kotak Equity Savings Fund's equity portion has been invested in the stocks of the following companies
| Company | Percentage of Portfolio |
|---|---|
| HDFC Bank Ltd. | 6.1% |
| ICICI Bank Ltd. | 4.95% |
| Adani Ports and Special Economic Zone Ltd. | 4.01% |
| Sun Pharmaceutical Inds. Ltd. | 3.63% |
| ITC Ltd. | 3.55% |
| Power Finance Corpn. Ltd. | 3.03% |
| Maruti Suzuki India Ltd. | 2.94% |
| Ambuja Cements Ltd. | 2.68% |
| Hero Motocorp Ltd. | 2.17% |
| Hindustan Unilever Ltd. | 1.99% |
What are the top sectors Kotak Equity Savings Fund has invested in?
The Kotak Equity Savings Fund's equity portion is primarily invested in the following sectors -
| Sector | Percentage of Portfolio |
|---|---|
| Financial | 24.39% |
| Services | 8.04% |
| Consumer Staples | 7.47% |
| Automobile | 5.98% |
| Materials | 5.09% |
| Healthcare | 4.01% |
| Energy | 3.06% |
| Technology | 3.02% |
| Metals & Mining | 2.39% |
| Unclassified | 1.97% |
What is the quality of borrowers Kotak Equity Savings Fund lends to?
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The Kotak Equity Savings Fund's debt portion's allocation by credit quality is given below| Credit Quality | Percentage of Portfolio |
| Cash | 35.84% |
| Cash & Call Money | 12% |
| A1+ | 11.82% |
To whom does Kotak Equity Savings Fund lend to?
The top 3 debt holdings of Kotak Equity Savings Fund are as follows
| Holding Name | Percentage of Portfolio |
| Axis Bank Ltd. | 3.46% |
| GOI | 2.96% |
| Power Finance Corpn. Ltd. | 2.74% |