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ICICI Prudential Retirement Fund - Pure Debt Plan Direct - Growth
NAV as of(Aug 11, 2023)
₹ 14.07 -0.03 % 1-D Change
Returns 
7.93% p.a.
You get upto 1.02%extra returns
- Monthly SIP
Monthly SIP is not available for this fund - Lumpsum Lumpsum is not available for this fund
₹
Minimum SIP amount is ₹
₹
Minimum Lumpsum amount is ₹
This fund vs
Show performance of:
Scheme Details
| VRO Rating | |
| Expense ratio | 1.14% As on Aug 31, 2022 |
| Exit Load | 0% |
| AUM (Fund Size) | ₹ 163 Crs |
| Lock-in | 5 Years |
| Age | 4 yrs 6 m Since Feb 07, 2019 |
| Benchmark | NIFTY Composite Debt TRI |
| Min. Investment | SIP ₹100 & Lumpsum ₹5000 |
About ICICI Prudential Retirement Fund - Pure Debt Plan
ICICI Prudential Retirement Fund - Pure Debt Plan Direct - Growth is a Retirement Solutions mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 4 yrs 6 m, having been launched on 07/02/2019. ICICI Prudential Retirement Fund - Pure Debt Plan Direct - Growth has ₹163 Crores worth of assets under management (AUM) as on 30/06/2023 and is medium-sized fund of its category. The fund has an expense ratio of 1.14%, which is higher than what most other Retirement Solutions funds charge.
.....- ICICI Prudential Retirement Fund - Pure Debt Plan Direct - Growth returns of last 1-year are 6.78%. Since launch, it has delivered 7.97% average annual returns.
- ICICI Prudential Retirement Fund - Pure Debt Plan Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
- The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
- The fund's top holdings are in GOI, Pipeline Infrastructure (India) Pvt. Ltd., Reliance Utilities and Power Pvt. Ltd, Tata Motor Finance Ltd., Telangana State.
Investment Returns Calculator
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Latest Asset & Portfolio Allocation
as on Aug 31, 2022Top Stock Holdings
Bifurcation by Holding is not available for this fund
Allocation by Market Cap
Large Cap 0%
Mid Cap 0%
Small Cap 0%
Other Cap 0%
Allocation by Sector
Bifurcation by Sector is not available for this fund
Top Debt Holdings
GOI 61.03%
Pipeline Infrastructure (India) Pvt. Ltd. 6.81%
Reliance Utilities and Power Pvt. Ltd 6.25%
Tata Motor Finance Ltd. 6.13%
Allocation by Credit Quality
SOV 67.08%
AAA 14.29%
AA 9.15%
Cash & Call Money 3.46%
Allocation by Instruments
GOI Securities 61.02%
Non Convertible Debenture 12.95%
Debenture 10.49%
State Development Loan 6.06%
Other Holdings
Others 3.11%
Comparison with retirement solutions Funds
as on Aug 14, 2023Trailing Returns and Ranks
as on Sep 30, 2022| Period | Trailing returns | Category average |
|---|---|---|
| 1 month | 0.5% | 0.35% |
| 3 months | 1.5% | 1.25% |
| 6 months | 3.71% | 3.55% |
| 1 year | 6.41% | 5.92% |
| 3 years | 5.38% | 4.68% |
Riskometer
Level of Risk in the Scheme
Investors understand that their principal will be at Moderate risk
ICICI Prudential Retirement Fund - Pure Debt Plan
DEBT RETIREMENT SOLUTIONS
The scheme seeks to generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity.
- Std. Dev : 1.64
- Alpha : 1.2
- Beta : 0.76
- Sharpe : 0.58
- Sortino : 0.87
Chandni Gupta
She holds B.E. degree in IT and CFA degree from CFA Institute, USA.
Prior to joining ICICI Prudential Asset Management Company Limited she has worked with Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.
Rohit Lakhotia
Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering
Prior to joinig ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics
ICICI Prudential Mutual Fund
TOTAL AUM:
₹5,56,070 Crs
As on Jun 30, 2023
- Address: One BKC , A Wing ,
13th Floor, Bandra Kurla Complex,
Mumbai, 400051
Frequently Asked questions
How fund report card works
Identifying a top performing fund that consistently creates wealth can be a challenging task due to the dynamic nature of the market. Top funds often change frequently, sometimes even on a daily basis.
However, with ET Money's fund report card, it is now possible to find a fund that consistently ranks at the top and generates wealth over a long period of time. This valuable resource makes it easier to navigate the complex and constantly changing world of financial markets.
At ET Money, we have developed a smart ranking system for funds based on their consistency. We believe that consistently performing at the top of a category is more important than just occasionally ranking highly. To evaluate the consistency of a fund, we have identified two key parameters: "consistency of returns" and "protection from volatility." We assess these parameters by analyzing the strong performance and low volatility of a fund over a prolonged period of time. To arrive at a rating for these parameters, we carefully consider the track record of a fund in terms of both performance and volatility.
In our ranking methodology, we prioritize funds that consistently perform well over those that fluctuate in their performance. To ensure stability in our rankings, we analyzed data for a minimum of five years, rather than just a year or two. We also placed a greater emphasis on recent performance, as it tends to have a greater impact on momentum. This allows us to capture the full potential of recent momentum in our rankings.
How are the returns of ICICI Prudential Retirement Fund - Pure Debt Plan ?
The ICICI Prudential Retirement Fund - Pure Debt Plan is a 4 yrs 6 m old fund and has delivered average annual returns of 7.93% since inception.
ICICI Prudential Retirement Fund - Pure Debt Plan Returns
| 1-Year | 3-Year | Since Inception |
|---|---|---|
| 6.41% | 5.38% | 7.93% |
What is the current NAV of ICICI Prudential Retirement Fund - Pure Debt Plan?
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of ICICI Prudential Retirement Fund - Pure Debt Plan for Aug 11, 2023 is 14.07.
How do I invest in ICICI Prudential Retirement Fund - Pure Debt Plan?
On ET Money, Investing in ICICI Prudential Retirement Fund - Pure Debt Plan is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
- Click on the Invest Now Button present on the top right-hand side.
- Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
- Provide few more details needed including the bank account from which you will be making the payment and confirm.
- That's it. Your SIP or one-time investment in ICICI Prudential Retirement Fund - Pure Debt Plan is done.
How much does ICICI Prudential Retirement Fund - Pure Debt Plan charge as expense ratio?
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of ICICI Prudential Retirement Fund - Pure Debt Plan is 1.14%. .
How can I redeem my investments in ICICI Prudential Retirement Fund - Pure Debt Plan?
Redeeming your investments in ICICI Prudential Retirement Fund - Pure Debt Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in ICICI Prudential Retirement Fund - Pure Debt Plan from anywhere else, you can go to the fund house website and put a request through it.
What is the AUM or size of ICICI Prudential Retirement Fund - Pure Debt Plan?
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of ICICI Prudential Retirement Fund - Pure Debt Plan is ₹163 Crs.
What is the quality of borrowers ICICI Prudential Retirement Fund - Pure Debt Plan lends to?
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The ICICI Prudential Retirement Fund - Pure Debt Plan allocation by credit quality is given below
| Credit Quality | Percentage of Portfolio |
| SOV | 67.08% |
| AAA | 14.29% |
| AA | 9.15% |
To whom does ICICI Prudential Retirement Fund - Pure Debt Plan lend to?
The top 3 debt holdings of ICICI Prudential Retirement Fund - Pure Debt Plan are as follows
| Holding Name | Percentage of Portfolio |
| GOI | 61.03% |
| Pipeline Infrastructure (India) Pvt. Ltd. | 6.81% |
| Reliance Utilities and Power Pvt. Ltd | 6.25% |