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Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct - Growth
NAV as of(Aug 11, 2023)
₹ 15.34 -0.62 % 1-D Change
Returns 
10.13% p.a.
You get upto 1.32%extra returns
- Monthly SIP
Monthly SIP is not available for this fund - Lumpsum Lumpsum is not available for this fund
₹
Minimum SIP amount is ₹
₹
Minimum Lumpsum amount is ₹
This fund vs
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Scheme Details
| VRO Rating | |
| Expense ratio | 1.07% As on Apr 30, 2023 |
| Exit Load | 0% |
| AUM (Fund Size) | ₹ 102 Crs |
| Lock-in | 5 Years |
| Age | 4 yrs 5 m Since Feb 19, 2019 |
| Benchmark | CRISIL Hybrid 35+65 Aggressive |
| Min. Investment | SIP ₹500 & Lumpsum ₹1000 |
About Aditya Birla Sun Life Retirement Fund - The 40s Plan
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct - Growth is a Retirement Solutions mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 4 yrs 5 m, having been launched on 19/02/2019. Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct - Growth has ₹102 Crores worth of assets under management (AUM) as on 30/06/2023 and is medium-sized fund of its category. The fund has an expense ratio of 1.07%, which is close to what most other Retirement Solutions funds charge. Currently, the fund has a 78.70% allocation to equity and 10.16% to Debt.
.....- Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct - Growth returns of last 1-year are 11.85%. Since launch, it has delivered 10.16% average annual returns.
- Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
- The fund's equity portion is primarily invested in Financial, Healthcare, Automobile, Construction, Consumer Staples sectors. It has taken less exposure in Financial, Healthcare sectors compared to other funds in the category.
- The debt portion of the fund has very low credit quality indicating the quality of borrowers it has lent it to is poor.
- The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Larsen & Toubro Ltd., Rural Electrification Corpn. Ltd..
Investment Returns Calculator
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Latest Asset & Portfolio Allocation
as on Apr 30, 2023Top Stock Holdings
Allocation by Market Cap
Large Cap 50.23%
Mid Cap 14.89%
Small Cap 13.58%
Other Cap 0%
Allocation by Sector
Financial 29.79%
Healthcare 8.92%
Automobile 6.21%
Construction 5.44%
Top Debt Holdings
Rural Electrification Corpn. Ltd. 3.93%
GOI 3.21%
Tamilnadu State 2%
HDFC Bank Ltd. 1.02%
Allocation by Credit Quality
Cash & Call Money 11.14%
SOV 5.21%
AAA 3.93%
Term Deposits 1.02%
Allocation by Instruments
Reverse Repo 9.51%
Bonds 3.93%
GOI Securities 3.21%
State Development Loan 2%
Other Holdings
Others 9.51%
Comparison with retirement solutions Funds
as on Aug 14, 2023Trailing Returns and Ranks
as on May 25, 2023| Period | Trailing returns | Category average |
|---|---|---|
| 1 month | 2.08% | 0.8% |
| 3 months | 9.56% | 5.97% |
| 6 months | 11.89% | 10% |
| 1 year | 10.87% | 10.06% |
| 3 years | 13.36% | 12.65% |
Riskometer
Level of Risk in the Scheme
Investors understand that their principal will be at Very High risk
Aditya Birla Sun Life Retirement Fund - The 40s Plan
HYBRID RETIREMENT SOLUTIONS
The Scheme seeks to invests predominantly in equity and equity related instruments with marginal allocation to debt and money market instruments.
- Std. Dev : 10.55
- Alpha : -1.06
- Beta : 0.77
- Sharpe : 0.98
- Sortino : 2.15
Harshil Suvarnkar
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Dhaval Shah
Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.
Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.
Aditya Birla Sun Life Mutual Fund
TOTAL AUM:
₹2,97,663 Crs
As on Jun 30, 2023
- Address: One World Center, Tower 1,
17th Floor, Jupiter Mill Compound
Senapati Bapat Marg, Elphinstone Road
Mumbai, 400013
Compare with similar Funds
Frequently Asked questions
How fund report card works
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However, with ET Money's fund report card, it is now possible to find a fund that consistently ranks at the top and generates wealth over a long period of time. This valuable resource makes it easier to navigate the complex and constantly changing world of financial markets.
At ET Money, we have developed a smart ranking system for funds based on their consistency. We believe that consistently performing at the top of a category is more important than just occasionally ranking highly. To evaluate the consistency of a fund, we have identified two key parameters: "consistency of returns" and "protection from volatility." We assess these parameters by analyzing the strong performance and low volatility of a fund over a prolonged period of time. To arrive at a rating for these parameters, we carefully consider the track record of a fund in terms of both performance and volatility.
In our ranking methodology, we prioritize funds that consistently perform well over those that fluctuate in their performance. To ensure stability in our rankings, we analyzed data for a minimum of five years, rather than just a year or two. We also placed a greater emphasis on recent performance, as it tends to have a greater impact on momentum. This allows us to capture the full potential of recent momentum in our rankings.
How are the returns of Aditya Birla Sun Life Retirement Fund - The 40s Plan ?
The Aditya Birla Sun Life Retirement Fund - The 40s Plan is a 4 yrs 5 m old fund and has delivered average annual returns of 10.13% since inception.
Aditya Birla Sun Life Retirement Fund - The 40s Plan Returns
| 1-Year | 3-Year | Since Inception |
|---|---|---|
| 10.87% | 13.36% | 10.13% |
What is the current NAV of Aditya Birla Sun Life Retirement Fund - The 40s Plan?
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of Aditya Birla Sun Life Retirement Fund - The 40s Plan for Aug 11, 2023 is 15.34.
Should I invest in Aditya Birla Sun Life Retirement Fund - The 40s Plan?
Aditya Birla Sun Life Retirement Fund - The 40s Plan has an ET Money Rank of # 10 of 14 and a consistency rating of 3.
This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.
How do I invest in Aditya Birla Sun Life Retirement Fund - The 40s Plan?
On ET Money, Investing in Aditya Birla Sun Life Retirement Fund - The 40s Plan is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
- Click on the Invest Now Button present on the top right-hand side.
- Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
- Provide few more details needed including the bank account from which you will be making the payment and confirm.
- That's it. Your SIP or one-time investment in Aditya Birla Sun Life Retirement Fund - The 40s Plan is done.
How much does Aditya Birla Sun Life Retirement Fund - The 40s Plan charge as expense ratio?
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of Aditya Birla Sun Life Retirement Fund - The 40s Plan is 1.07%. .
How can I redeem my investments in Aditya Birla Sun Life Retirement Fund - The 40s Plan?
Redeeming your investments in Aditya Birla Sun Life Retirement Fund - The 40s Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in Aditya Birla Sun Life Retirement Fund - The 40s Plan from anywhere else, you can go to the fund house website and put a request through it.
What is the AUM or size of Aditya Birla Sun Life Retirement Fund - The 40s Plan?
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of Aditya Birla Sun Life Retirement Fund - The 40s Plan is ₹102 Crs.
What are the top stock holdings of Aditya Birla Sun Life Retirement Fund - The 40s Plan?
The Aditya Birla Sun Life Retirement Fund - The 40s Plan's equity portion has been invested in the stocks of the following companies
| Company | Percentage of Portfolio |
|---|---|
| HDFC Bank Ltd. | 9.83% |
| ICICI Bank Ltd. | 7.66% |
| Infosys Ltd. | 4.58% |
| Larsen & Toubro Ltd. | 4.04% |
| Utkarsh Small Finance Bank Ltd. | 3.64% |
| Ultratech Cement Ltd. | 2.78% |
| State Bank of India | 2.77% |
| Fortis Healthcare (India) Ltd | 2.74% |
| Reliance Industries Ltd. | 2.61% |
| Sun Pharmaceutical Inds. Ltd. | 2.33% |
What are the top sectors Aditya Birla Sun Life Retirement Fund - The 40s Plan has invested in?
The Aditya Birla Sun Life Retirement Fund - The 40s Plan's equity portion is primarily invested in the following sectors -
| Sector | Percentage of Portfolio |
|---|---|
| Financial | 29.79% |
| Healthcare | 8.92% |
| Automobile | 6.21% |
| Construction | 5.44% |
| Consumer Staples | 5.39% |
| Technology | 4.58% |
| Capital Goods | 4.44% |
| Materials | 4.05% |
| Consumer Discretionary | 3.38% |
| Unclassified | 2.61% |
What is the quality of borrowers Aditya Birla Sun Life Retirement Fund - The 40s Plan lends to?
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The Aditya Birla Sun Life Retirement Fund - The 40s Plan's debt portion's allocation by credit quality is given below| Credit Quality | Percentage of Portfolio |
| Cash & Call Money | 11.14% |
| SOV | 5.21% |
| AAA | 3.93% |
To whom does Aditya Birla Sun Life Retirement Fund - The 40s Plan lend to?
The top 3 debt holdings of Aditya Birla Sun Life Retirement Fund - The 40s Plan are as follows
| Holding Name | Percentage of Portfolio |
| Rural Electrification Corpn. Ltd. | 3.93% |
| GOI | 3.21% |
| Tamilnadu State | 2% |