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Home> Health insurance> Niva Bupa ReAssure 2.0 PLATINUM+

ReAssure 2.0 PLATINUM+

NO MEDICAL TEST

5 lakhs

of health cover

7,787/year

EMI starts at ₹696

16 hospitals near you and 10,024+ across India

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Top features
  • icon Unlimited restoration of cover, forever
  • icon Free Health Checkup Available!
  • icon Carry forward unused insurance up to 5X of sum insured

Hospitalization benefits

Pre-hospitalization

Covered for up to 60 days before hospitalization

Post-hospitalization

Covered for up to 180 days after hospitalization

Room type / tariff allowed

No limit on room type, book any room you like up to sum insured

Co-Payment or Cost-Sharing

No payment or cost sharing with the insurer

ICU Charges

No limit on room type, book any room you like up to sum insured

Day care treatments

All day care treatments covered

Restoration or Refill benefit

Unlimited restoration of cover, forever

Home hospitalization

Covered up to sum insured

Organ Donar cover

Covered up to sum insured

Non Allopathic (AYUSH) Treatments

Covered up to sum insured

Ambulance charges

Covered up to sum insured

Extra benefits

Air Ambulance for emergency care

Covered up to 2.5L per hospitalization

Preventive Health Checkup

Free annual health checkup for all insured members every year

No Claim Bonus (multiplier benefit)

Carry forward unused insurance

Waiting period & sublimit

  • Accidents

    Covered immediately
  • Hospitalization claims

    Accepted after 30 days
  • Specific Illness

    2 years
  • Pre-existing waiting period

    3 years

What is not Covered

  • Treatments within 30 days (except for accidents)
  • Treatments related to HIV/AIDS or sexually transmitted diseases (STDs)
  • Suicide or self-inflicted injury
  • Refer to the Policy Wording for the complete list of exclusions

Claims process
91.6%

claim settled

7,787
/year

EMI starts at ₹