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Medium To Long Duration Debt Mutual Funds
- Average Return 4.88%
- No of Funds 11
What is Medium to Long Duration Mutual Fund
These are debt funds that lend to corporates for a duration of 4-7 years. This long lending horizon means investments in all probability will a full economic cycle and therefore have a higher risk than short duration funds. This long lending horizon makes them extremely vulnerable to changes in interest rates due to the reversal of economic or business cycle.
Top schemes of Medium to Long Duration Mutual Funds sorted by last 5 year returns
11 funds
ShowReturns for
via
Min SIP
₹ 5,000
5 Yrs Return
+ 8.36 % p.a. + 9.52 % p.a. + 8.5 % + 5.25 % p.a. + 4.29 % p.a. + 4.52 % + 6.55 % p.a. -0.16 %
#9 of 12
Fund Size
₹321 Crs
Return (p.a)
+ 7.47% + 20.72% + 6.20% + 37.44% + 1.81% + 1.81% + 9.62% + 15.54% + 0.36% + 0.36% + 9.13% + 9.63% + 3.77% + 3.77% + 0.22% + 0.22%
ETM Rank
#9 of 12
#1 of 12
Fund Size
₹1,626 Crs
Return (p.a)
+ 7.09% + 19.56% + 7.99% + 50.99% + 2.19% + 2.19% + 5.89% + 9.34% + 0.68% + 0.68% + 6.56% + 6.89% + 4.27% + 4.27% + 0.36% + 0.36%
ETM Rank
#1 of 12
#3 of 12
Fund Size
₹2,913 Crs
Return (p.a)
+ 6.71% + 18.44% + 7.60% + 47.91% + 2.14% + 2.14% + 5.70% + 9.03% + 0.72% + 0.72% + 6.51% + 6.84% + 4.13% + 4.13% + 0.34% + 0.34%
ETM Rank
#3 of 12
#6 of 12
Fund Size
₹282 Crs
Return (p.a)
+ 6.66% + 18.29% + 7.63% + 48.15% + 1.99% + 1.99% + 5.82% + 9.22% + 0.47% + 0.47% + 6.75% + 7.09% + 4.20% + 4.20% + 0.22% + 0.22%
ETM Rank
#6 of 12
#7 of 12
Fund Size
₹1,759 Crs
Return (p.a)
+ 6.65% + 18.26% + 7.43% + 46.57% + 2.09% + 2.09% + 5.48% + 8.67% + 0.67% + 0.67% + 6.08% + 6.38% + 4.03% + 4.03% + 0.40% + 0.40%
ETM Rank
#7 of 12
Fund Size
₹1,836 Crs
Return (p.a)
+ 6.58% + 18.05% + 7.53% + 47.34% + 1.84% + 1.84% + 5.27% + 8.32% + 0.51% + 0.51% + 5.63% + 5.90% + 3.73% + 3.73% + 0.24% + 0.24%
ETM Rank
#4 of 12
#2 of 12
Fund Size
₹129 Crs
Return (p.a)
+ 5.82% + 15.83% + 7.06% + 43.76% + 1.57% + 1.57% + 4.67% + 7.35% + 0.29% + 0.29% + 5.27% + 5.52% + 3.39% + 3.39% + 0.26% + 0.26%
ETM Rank
#2 of 12
Fund Size
₹203 Crs
Return (p.a)
+ 5.67% + 15.40% + 6.46% + 39.31% + 2.08% + 2.08% + 5.11% + 8.07% + 0.45% + 0.45% + 6.30% + 6.61% + 4.16% + 4.16% + 0.19% + 0.19%
ETM Rank
#8 of 12
#5 of 12
Fund Size
₹623 Crs
Return (p.a)
+ 5.67% + 15.39% + 6.45% + 39.25% + 1.86% + 1.86% + 5.03% + 7.93% + 0.35% + 0.35% + 5.84% + 6.12% + 3.89% + 3.89% + 0.24% + 0.24%
ETM Rank
#5 of 12
#10 of 12
Fund Size
₹495 Crs
Return (p.a)
+ 5.34% + 14.45% + 6.93% + 42.81% + 1.48% + 1.48% + 3.98% + 6.25% + 0.17% + 0.17% + 4.61% + 4.82% + 3.27% + 3.27% + 0.09% + 0.09%
ETM Rank
#10 of 12
#12 of 12
Fund Size
₹24 Crs
Return (p.a)
+ 3.93% + 10.44% + 4.25% + 24.24% + 1.62% + 1.62% + 4.17% + 6.56% + 0.24% + 0.24% + 4.87% + 5.09% + 3.44% + 3.44% + 0.14% + 0.14%
ETM Rank
#12 of 12Medium to Long Duration Funds Returns Calculator
See what your investment would have yielded in
Invested ₹ 6 Lakh
Profit ₹ 3.33 Lakh
₹ 9.33 Lakh
This fund has generated an XIRR of 7.47% over the past 5 Years
Genius Stable Portfolio strategies would have potentially delivered up to 8.36% returns! Know More 
SIP Calculator
Mutual Fund Calculator
Lumpsum CalculatorHow to invest in Medium to Long Duration Funds?
It is quite easy to invest in Medium to Long Duration mutual funds on ET Money. Here are the steps that you have to follow.
- Register online on ET Money app or website
- Head to Mutual Funds sections and choose the Medium to Long Duration fund you want to invest in.
- Click on invest and choose the amount and mode of investment (SIP or Lumpsum)
- Provide your KYC details (Pan number, Bank details) and complete your investment.
Frequently Asked Questions
Which are the best Medium to Long Duration Mutual Funds to invest in 2023?
These are top 5 Medium to Long Duration funds you can invest in 2023
| Fund Name | Fund Category | ETM Rank | Consistency | 5 Year Return (Annualized) |
|---|---|---|---|---|
| UTI Bond Fund | Debt | # 4 of 12 | 4.66 % p.a. | |
| SBI Magnum Income Fund | Debt | # 1 of 12 | 8.15 % p.a. | |
| ICICI Prudential Bond Fund | Debt | # 2 of 12 | 7.78 % p.a. | |
| Nippon India Income Fund | Debt | # 5 of 12 | 8.16 % p.a. | |
| Kotak Bond Fund | Debt | # 3 of 12 | 7.97 % p.a. |
How long should I stay invested in Medium to Long Duration Mutual Funds?
Since Medium Duration Funds lend for, well, medium to long duration, you should invest in these funds for at least 5 years.
Where do Medium to Long Duration Mutual Funds invest?
Medium to Long Duration Debt Funds lend for 4-7 years. There is no regulation on the kind of borrowers they can lend to. However, most funds in this category lend to good quality borrowers.
Are Medium to Long Duration Mutual Funds high risk?
Medium to Long Duration Debt Funds have a long lending horizon. This means investments, in all probability, will see a full economic cycle and therefore have a higher risk than short-duration funds. These funds are extremely vulnerable to changes in interest rates due to the reversal of the economic or business cycle.
What kind of returns can i earn from Medium to Long Duration ?
Medium to Long Duration Funds have on an average delivered 7.22% p.a. returns in the last 1 year. Their 3 and 5 year annualized returns are 4.88% and 6.89%. p.a.
