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Equity Savings Hybrid Mutual Funds
- Average Return 11.99%
- No of Funds 20
What is Equity Savings Mutual Fund
Equity Saving Funds are hybrid mutual funds which invest almost an equal amount in stocks, FD-like instruments and risk-free hedging instruments. These funds tend to provide better returns than bank Fixed Deposits of similar duration.
Advantages of Equity Savings Funds
- Uses mispricing of stocks in different markets to generate risk-less returns by buying and selling at the same time
- Up to 30% exposure to stocks means you might see occasional fluctuation in investment value
- Ideal for an investment horizon of 2-3 years
- Equity taxation means returns are tax-efficient when compared to Fixed Deposits
Top schemes of Equity Savings Mutual Funds sorted by last 5 year returns
20 funds
ShowReturns for
via
Fund Size
₹405 Crs
Return (p.a)
+ 12.32% + 36.19% N.A. N.A. + 6.14% + 6.14% + 10.89% + 17.69% + 3.93% + 3.93% + 9.51% + 10.03% + 7.13% + 7.13% + 1.22% + 1.22%
ETM Rank
#4 of 16
#5 of 16
Fund Size
₹539 Crs
Return (p.a)
+ 11.42% + 33.21% + 9.76% + 65.71% + 7.17% + 7.17% + 11.70% + 19.09% + 4.28% + 4.28% + 11.85% + 12.55% + 8.71% + 8.71% + 1.70% + 1.70%
ETM Rank
#5 of 16
#2 of 16
Fund Size
₹2,844 Crs
Return (p.a)
+ 11.42% + 33.20% + 10.50% + 72.36% + 5.06% + 5.06% + 11.35% + 18.48% + 2.96% + 2.96% + 10.04% + 10.60% + 6.74% + 6.74% + 1.23% + 1.23%
ETM Rank
#2 of 16
#9 of 16
Fund Size
₹2,447 Crs
Return (p.a)
+ 11.31% + 32.84% N.A. N.A. + 7.39% + 7.39% + 10.98% + 17.85% + 4.37% + 4.37% + 11.12% + 11.77% + 9.05% + 9.05% + 1.88% + 1.88%
ETM Rank
#9 of 16
#6 of 16
Fund Size
₹160 Crs
Return (p.a)
+ 11.17% + 32.37% + 9.31% + 61.84% + 5.49% + 5.49% + 10.94% + 17.77% + 2.44% + 2.44% + 10.17% + 10.74% + 7.74% + 7.74% + 0.47% + 0.47%
ETM Rank
#6 of 16
#3 of 16
Fund Size
₹2,730 Crs
Return (p.a)
+ 11.17% + 32.36% N.A. N.A. + 4.90% + 4.90% + 11.22% + 18.26% + 2.77% + 2.77% + 11.18% + 11.83% + 7.22% + 7.22% + 0.80% + 0.80%
ETM Rank
#3 of 16
#1 of 16
Fund Size
₹281 Crs
Return (p.a)
+ 10.46% + 30.06% N.A. N.A. + 5.10% + 5.10% + 9.75% + 15.75% + 3.04% + 3.04% + 9.47% + 9.99% + 6.78% + 6.78% + 1.52% + 1.52%
ETM Rank
#1 of 16
#8 of 16
Fund Size
₹644 Crs
Return (p.a)
+ 10.45% + 30.03% N.A. N.A. + 5.15% + 5.15% + 9.91% + 16.02% + 3.15% + 3.15% + 9.15% + 9.64% + 6.66% + 6.66% + 1.56% + 1.56%
ETM Rank
#8 of 16
#13 of 16
Fund Size
₹909 Crs
Return (p.a)
+ 9.96% + 28.43% N.A. N.A. + 5.22% + 5.22% + 9.04% + 14.55% + 2.90% + 2.90% + 8.13% + 8.55% + 6.36% + 6.36% + 0.76% + 0.76%
ETM Rank
#13 of 16
Fund Size
₹5,651 Crs
Return (p.a)
+ 9.48% + 26.91% N.A. N.A. + 4.62% + 4.62% + 9.73% + 15.71% + 3.26% + 3.26% + 9.76% + 10.31% + 6.55% + 6.55% + 1.74% + 1.74%
ETM Rank
#7 of 16
Fund Size
₹465 Crs
Return (p.a)
+ 9.27% + 26.26% N.A. N.A. + 5.39% + 5.39% + 8.33% + 13.36% + 2.89% + 2.89% + 7.88% + 8.29% + 6.68% + 6.68% + 0.94% + 0.94%
ETM Rank
#10 of 16
#12 of 16
Fund Size
₹133 Crs
Return (p.a)
+ 9.17% + 25.95% + 8.24% + 52.97% + 4.05% + 4.05% + 8.54% + 13.70% + 2.17% + 2.17% + 7.93% + 8.35% + 5.53% + 5.53% + 0.59% + 0.59%
ETM Rank
#12 of 16
#14 of 16
Fund Size
₹86 Crs
Return (p.a)
+ 8.65% + 24.33% N.A. N.A. + 4.05% + 4.05% + 8.09% + 12.95% + 2.37% + 2.37% + 7.83% + 8.24% + 5.54% + 5.54% + 0.94% + 0.94%
ETM Rank
#14 of 16
#11 of 16
Fund Size
₹106 Crs
Return (p.a)
+ 8.54% + 23.98% + 8.63% + 56.18% + 2.61% + 2.61% + 7.78% + 12.44% + 1.30% + 1.30% + 6.42% + 6.74% + 4.18% + 4.18% + 0.27% + 0.27%
ETM Rank
#11 of 16
#16 of 16
Fund Size
₹229 Crs
Return (p.a)
+ 6.53% + 17.90% N.A. N.A. + 4.20% + 4.20% + 9.46% + 15.26% + 1.71% + 1.71% + 9.26% + 9.77% + 6.74% + 6.74% + 0.43% + 0.43%
ETM Rank
#16 of 16
Show all funds
Equity Savings Funds Returns Calculator
See what your investment would have yielded in
Invested ₹ 6 Lakh
Profit ₹ 3.33 Lakh
₹ 9.33 Lakh
This fund has generated an XIRR of 12.32% over the past 5 Years
SIP Calculator
Mutual Fund Calculator
Lumpsum CalculatorHow to invest in Equity Savings Funds?
It is quite easy to invest in Equity Savings mutual funds on ET Money. Here are the steps that you have to follow.
- Register online on ET Money app or website
- Head to Mutual Funds sections and choose the Equity Savings fund you want to invest in.
- Click on invest and choose the amount and mode of investment (SIP or Lumpsum)
- Provide your KYC details (Pan number, Bank details) and complete your investment.
Frequently Asked Questions
Which are the best Equity Savings Mutual Funds to invest in 2023?
These are top 5 Equity Savings funds you can invest in 2023
| Fund Name | Fund Category | ETM Rank | Consistency | 5 Year Return (Annualized) |
|---|---|---|---|---|
| Mahindra Manulife Equity Savings Fund | Hybrid | # 9 of 20 | 11.06 % p.a. | |
| Sundaram Equity Savings Fund | Hybrid | # 10 of 20 | 9.73 % p.a. | |
| HDFC Equity Savings Fund | Hybrid | # 8 of 20 | 9.7 % p.a. | |
| SBI Equity Savings Fund | Hybrid | # 9 of 20 | 9.65 % p.a. | |
| HSBC Equity Savings Fund | Hybrid | # 8 of 20 | 8.83 % p.a. |
How long should I stay invested in Equity Savings Mutual Funds?
Since Equity Saving Funds invest in a mix of Equity, Debt, and arbitrage opportunities, you can consider them for investing duration of 1 year and more.
Where do Equity Savings Mutual Funds invest?
Equity Savings Funds split their investments into 3 parts. One part is in equities, where the portfolio diversified. The second part is in arbitrage positions where the aim to generate risk-free returns by taking advantage of mispricing opportunities in different markets. The third part is invested in Debt. The debt part usually doesn't have too much interest rate risk or credit risk.
Are Equity Savings Mutual Funds high risk?
Equity Savings mostly have 30-35% allocation to equities. The remaining is in arbitrage and debt. This construct means the risk they have is reduced greatly as only a small part of their portfolio is in stocks.
What kind of returns can i earn from Equity Savings ?
Equity Savings Funds have on an average delivered 8.53% p.a. returns in the last 5 years. Their 3 and 10 year annualized returns are 11.99% and 9.66% p.a.
