Yes Bank Fixed Deposit (FD) Interest Rates

Q: Who can invest in Yes Bank FD?

Any Indian national, NRI, HUF, or firms are eligible to open a fixed deposit with Yes Bank.Guardians on behalf of minors can also open a fixed deposit with the bank.

Q: What is the minimum amount to open a fixed deposit with Yes Bank?

To benefit from Yes Bank FD rates, you can open a fixed deposit with a minimum amount of ₹10,000.

Q: What is the highest fixed deposit rate with Yes Bank?

Yes Bank fixed deposit rates offer a maximum interest of 7% per annum for the general public and 7.75% for senior citizens.

Q: To open an FD with Yes Bank, you need to be KYC-compliant. Submit the necessary documents along with the filled application form and two passport-sized photographs to initiate the process.

Yes. You can opt for monthly, quarterly, or at maturity interest payout on fixed deposits with less than six months’ tenure.

Features of Yes Bank FD

Interest rates (p.a)3.25% - 8.25%

Minimum deposit 10,000

Maximum deposit 5 Crs

Lock-in

12 months

Tenure 1 yr - 10 yrs

Extra 0.5% p.a.

FD Calculator

By Deposit Amount
By Target Amount

Deposit Amount

Min. 10,000, Max. 5 Crs

Interest Payout help icon

Deposit Tenure

Min. 1 yr, Max. 10 yrs

Are you a senior citizen?

Regular income

Target Amount

Monthly Income

Min. 10,000, Max. 10,000

Interest Payout help icon

Deposit Tenure

Min. 1 yr, Max. 10 yrs

Are you a senior citizen?

Yes Bank FD Interest Rate 2023

Tenure	General Public FD Rate	Senior Citizens FD Rate
7 days to 14 days	3.25%	3.75%
15 days to 45 days	3.70%	4.20%
46 days to 90 days	4.10%	4.60%
91 days to 120 days	4.75%	5.25%
121 days to 180 days	5.00%	5.50%
181 days to 271 days	6.10%	6.60%
272 days to < 1 year	6.35%	6.85%
1 Year to < 18 months	7.50%	8.00%
18 months < 36 months	7.75%	8.25%
36 months to < 60 months	7.25%	8.00%
60 months to <= 120 months	7.00%	7.50%

Note: All interest rates shown above are annual (p.a.) as on 3rd Jul 2023

Fixed Deposit Interest Rates Comparison 2023

Name	Interest rate (p.a.)	Tenure	Min. deposit
Bajaj Finance Ltd.	7.11% - 8.60%	1 - 5yrs	50,000	Deposit Now
SBI Bank	3.00% - 7.60%	1 - 10yrs	1,000	View details
ICICI Bank	3.00% - 7.60%	1 - 10yrs	10,000	View details
Axis Bank	3.50% - 7.95%	1 - 10yrs	5,000	View details
HDFC Bank	3.00% - 7.75%	1 - 10yrs	5,000	View details
Bank of Baroda	3.00% - 7.75%	1 - 10yrs	1,000	View details
IDFC Bank	3.50% - 8.00%	1 - 10yrs	10,000	View details
Kotak Mahindra Bank	2.75% - 7.70%	1 - 10yrs	5,000	View details
Canara Bank	4.00% - 7.75%	1 - 10yrs	1,000	View details
Yes Bank	3.25% - 8.25%	1 - 10yrs	10,000	View details
IndusInd Bank	3.50% - 8.25%	1yr - 5yrs 1m	10,000	View details
Punjab National Bank	3.50% - 7.75%	1 - 10yrs	1,000	View details
IDBI Bank	3.00% - 7.30%	1 - 20yrs	10,000	View details
Union Bank	3.00% - 7.75%	1 - 10yrs	1,000	View details
Citibank	3.50% - 7.95%	1 - 5yrs	1,000	View details
RBL Bank	3.50% - 8.30%	1 - 10yrs	1,000	View details
Indian Bank	2.80% - 7.20%	1 - 10yrs	1,000	View details

About Yes Bank

Yes Bank is a leading, full-service private sector bank in India. The bank offers a wide range of products and services such as saving accounts, current accounts, fixed deposits, retail loans, e-banking, trade finance, corporate, depository services, business banking services, and more.

Benefits of Yes Bank Fixed Deposit

1. Easy Liquidity - As a Yes Bank customer having a fixed deposit, you can opt for the Sweep-in facility. This option can provide you with liquidity in your savings / current account if the amount in your fixed deposit is of a value of less than 2 crores.
2. Assured Security and Flexibility - Yes Bank fixed deposit interest rates are assured; besides, you also benefit from holding your funds in accessible units. This means, in case of emergencies, you do not need to break the entire deposit.
3. Attractive and Higher Returns - The regular fixed deposit scheme from Yes Bank is designed to aid resident individuals to invest in the deposit with the aim of earning adequate returns. With a competitive interest rate ranging from 5.00% to 7.00% per annum, Yes Bank FDs offer one of the highest interest rates in the market today.
4. Overdraft Facility - You can also opt for the overdraft facility that is available for an FD of above 50,000. In the event of a premature withdrawal facility, you may have to pay a penalty of 0.5% applicable on tenure of 182 days and more.

To open an FD with Yes Bank, you need to be KYC-compliant. Submit the necessary documents along with the filled application form and two passport-sized photographs to initiate the process.

Yes. You can opt for monthly, quarterly, or at maturity interest payout on fixed deposits with less than six months’ tenure.

By Deposit Amount
By Target Amount

Are you a senior citizen?

Regular income

Target Amount

Are you a senior citizen?

Earn 0.25% p.a. extra interest

Maximise your returns with

Bajaj Finance Ltd.

★ ★ ★ ★ ★

8.6%

Check out Bajaj Finance Ltd.

ET Money does not offer investment options with Yes Bank fixed deposit,

Yes Bank Fixed Deposit (FD) Interest Rates

Features of Yes Bank FD

FD Calculator

Yes Bank FD Interest Rate 2023

Fixed Deposit Interest Rates Comparison 2023

About Yes Bank

Benefits of Yes Bank Fixed Deposit

Frequently asked questions

Who can invest in Yes Bank FD?

What is the minimum amount to open a fixed deposit with Yes Bank?

What is the highest fixed deposit rate with Yes Bank?

To open an FD with Yes Bank, you need to be KYC-compliant. Submit the necessary documents along with the filled application form and two passport-sized photographs to initiate the process.