Lumpsum Calculator

ET Money lumpsum calculator is an online tool that can help you calculate the estimated value of your lumpsum mutual fund investment within seconds. All you need to know is the lumpsum investment amount, duration of investment and your risk appetite. You can use the lumpsum calculator online to estimate the return that you can get from your investment.
For instance, if you want to make a lumpsum investment of Rs. 50,000 in a mutual fund for 7 years and you have a

• Investment Amount

  Choose the “Investment amount” option. Enter the desired investment amount eg. Rs. 50,000 in the “I want to invest” box.

• Investment Time Period

  Select the duration for which you want to invest. For e.g 7 years as the period of investment

• Investment Strategy

  Choose “Conservative” in the investment strategy box. ET Money’s calculator will estimate an average return based on market trends.

Then click ‘Calculate Now’ to get an estimation of your total investment, gains and maturity value at the end of the investment tenure.

The value of your lumpsum mutual fund investment depends upon the market performance of investments. However, any lumpsum calculator in mutual funds uses the same formula to estimate returns from lumpsum investments. ET Money’s mutual fund lumpsum calculator estimates your investment value using a compound interest formula.

The formula used is:
A = P (1 + r/n) ^ nt
Where,
A is the estimated return
P is the present value of the invested amount
r is the estimated rate of return(in %)
t = total duration of investment
n is the number of times interest is compounded in a year

For instance, taking the example mentioned above, assume invest Rs. 50,000 in a mutual fund for 7 years and you expect an average return of 12% per annum. The interest is assumed to be compounded annually.

The formula for lumpsum calculations can be used as follows:

A = ₹50,000 {(1+00.12/1)^7}
A = ₹50,000 x 2.2107
A = ₹1,10,535

Instead of using this formula to calculate lumpsum investment on your own, using an online calculator like ET Money’s lumpsum calculator, is a much simpler way of computing your investment value.

A mutual fund lumpsum calculator is an easy and effective way to estimate your corpus. By simply inputting the lumpsum investment amount, duration of investment and the estimated annual rate of return, you can get an approximate value of your investment in seconds. You can also tweak the various parameters to understand how your returns may change. Some of the advantages of using a mutual fund lumpsum calculator are:

• An online lumpsum calculator is extremely easy to use. You do not have to understand the lumpsum calculation to get a return estimate.
• It can show you your estimated value of investment within seconds. However, it is essential to note that the results provided by the lumpsum return calculator are only estimates because mutual fund investments do not provide fixed returns.
• The lumpsum MF calculator is a handy tool to estimate whether you can reach your financial goal with a specific mutual fund investment.
• You can use an online lumpsum calculator to estimate the value of investing in different mutual funds and then choose one that meets your needs.