Terms and Conditions
Information Collection, Use, Confidentiality, No-Disclosure and Data Purging
QLS can only access your Credit Information as your authorized representative and shall use Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website.
The Credit Information provided to QLS is solely the property of Experian and the consumer (as appropriate). We shall protect and keep confidential the Credit Information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased or returned to Experian promptly either on the customer seeks QLS expressly to do so and/or seeks to revoke the consent OR if it is mandated or intimated by regulators. The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of India.
QLS shall comply with all applicable laws, regulations, and guidelines issued by the RBI (including, Credit Information Companies (Regulation) Act).
Definitions:
Capitalised terms used herein but not defined above shall have the following meanings:
- "Credit Information" means collectively the Credit Information Report and Credit Score which shall be generated by Experian;
- "Experian" shall mean Experian Credit Information Company of India Private Limited
I hereby unconditionally consent for obtaining my credit information by QLS as my authorized representative from Credit Information Companies from time to time subject to QLS Credit Score Terms of Use I understand that I have the option to opt out/unsubscribe from this service.