The User hereby declares/confirms that:

• I have neither received nor has been induced by BanayanTree /AMC with any rebate or gifts, directly or indirectly, in making the investment
• I have read and understood the contents of the Key Information Memorandum, Scheme Information Document, Statement of additional information, Instructions and other information including risk factors and agree to abide by the Terms and Conditions, rules and regulations of the mutual fund/scheme and online facility
• I am an eligible Investor as per the scheme related documents and not prohibited from dealing in capital markets, directly or indirectly, under any order / ruling / judgment etc, of any regulator, including SEBI.
• All investments made by me is on my own behalf and not acting as front or on behalf of someone else.
• All transactions have been executed by me on "execution only" basis without any advise from Banayantree.
• No fees have been charged from me by Banayantree.
• All payments made through the ETMONEY, for investments in mutual funds, shall be only from my own Bank Account only and out of funds obtained from legitimate sources. In case of a joint bank account, I am one of the holders of such bank account and also authorized by the other bank accountholder for making such transfers.
• I understand that if any investment is being made through any 3rd party Account then the same is liable to be rejected by AMC/ Banayantree.
• I understand that all the mutual fund transactions are subject to the respective AMCs Terms and Conditions and I agree to abide by the same
• The said investments do not contravene any Act, Rules, Regulations, Notifications or Directives of the provisions of the Income Tax Act, Anti Money Laundering Laws, Anti-Corruption Laws or any other applicable laws enacted by the Government of India from time to time.
• In the event I am a non-resident Indian or overseas citizen(s) of India, the funds shall be remitted from abroad only through approved banking channels and only from such bank accounts which are permitted under the law.
• BanayanTree has disclosed all the commissions (in the form of trail commission or any other mode), if any, payable to them for the different competing schemes of various mutual funds from amongst which the scheme is being recommended.
• I understand that BanayanTree may share/collect my Personal and Transactional information with/from its Group Companies, Vendors, Business Partners and other third parties, in order to (a) provide the services mentioned herein and/or (b) to ensure smooth execution of User's Request and/or (c) to customize offers/products/services and to provide seamless experience and/or (d) for cross selling.
• I understand that Banayantree and/or its group companies or their authorised agents can contact me for verifying my details, offering support and information on suitable products, assisting in closing a sale or sharing related information, promotional messages, renewal reminders, claim assistance etc.
• I hereby give consent to BanayanTree to provide electronic confirmation feeds to the AMC regarding acceptance of the terms and conditions by the User and/or for doing transactions through the ETMONEY and/or any other confirmation/document/details as may be required by the AMC from time to time relating to my transactions as may be required under applicable Laws.
• I hereby give consent to the concerned AMC for sharing information with Banayantree, in any manner, about my transactions, executed through the ETMONEY.
• I understand and agree that with effect from 1st July 2020, Stamp Duty will be levied for all Purchase, Dividend reinvestment and Switch mutual fund transactions as per the rates determined by Government of India. Accordingly, units will be allotted net off stamp duty.