Get a free quote
Mutual Funds
Genius
Insurance
Calculators
Great! You have sucessfully subscribed for newsletters for investments
Subscribed email:
Successful investors don't chase returns alone.
Instead, they follow a unique plan with relentless discipline. Genius brings together their timeless wisdom packed into powerful investing strategies to deliver a hyper personalized investment experience for you.
CAGR upto
A piece of the equity action, but with less risk than stock trading.
Minimum Investment
Explore PortfoliosCAGR upto
Investing in stocks made easy! Get a basket of stocks that aim to deliver higher returns.
Minimum Investment
Explore PortfoliosFor best returns, staying invested matters. Whether you are open to frequent ups & downs OR prefer a steady rate of return, Genius creates a perfect match. By building a personalized investment plan that balances risk & return.
9 out of 10 investment portfolios succeed due to its asset allocation. Getting it right with Equity, Debt & Gold is complex but rewarding. Our dynamic allocation model uses Equity Valuations, Interest Rates, Price Trends, and Inflation to recommend you the right allocation. Every month.
Markets change every day, your investment goals don't. The key to Wealth Creation is, risking lesser than the maximum risk defined by your investment plan. Genius monitors your portfolio 24*7 and alerts you, so you can limit the risks as per your investor personality and investment plan.
Unlike traditional rebalancing, Genius doesn't stop at just achieving targeted asset allocation. Its dynamic asset allocation model continuously looks for opportunities. So that you don't just invest early in tomorrow's winning assets but also protect gains by timely shifts within assets.
Investment plans work only when you act on the alerts and recommendations by a timely implementation. Genius helps you rebalance within different asset classes or funds with just 1 tap!
Investment plans work only when you act on the alerts and recommendations by a timely implementation. Genius helps you rebalance within different asset classes or funds with just 1 tap!
higher returns than benchmark
lesser risk than benchmark
better protection from worst fall
Unlimited Access to all Portfolios
Unlimited Rebalancing
Unlimited Investments
Invest via Mutual funds or Stocks + ETFs
Please wait...
We are fetching details
Billed quarterly. Cancel anytime
If you find any trouble figuring out anything, choose the topics you are interested in, and let us help you get started.
ET Money Genius is a pack of multi-asset investment strategies. It runs on quant-based proprietary models which proactively and dynamically allocate the investment across different asset classes (Indian Equities, International Equities, Gold and Debt). The allocations are decided after computing the relative impact of various influencing factors like interest rate in the economy, inflation, changes in interest rates, equity valuations and market trends.
ET Money Genius will help you with a personalized investment plan basis your investor personality and risk profile. While you get to make the final call, it will act as a guide and help you reach your goals.
No, absolutely not. There is no lock-in needed for investing via Genius.
Genius of investing, personalized for you.
Our portfolios have, on average, grown 80% more than benchmark. ₹1L invested on Jan 1, 2007 have grown as below as of 31 Dec, 2021.
| Growth | Portfolio | Benchmark |
|---|---|---|
 High Growth | ₹19.63L | ₹6.41L |
 Growth | ₹13.58L | ₹4.91L |
 Balanced+ | ₹10.25L | ₹5.53L |
 Balanced | ₹7.51L | ₹4.47L |
 Stable | ₹5.06L | ₹3.63L |
 Shield | ₹4.32L | ₹3.26L |
| Growth | Portfolio | Benchmark |
|---|---|---|
| High Growth | ₹10.82L | ₹6.41L |
| Growth | ₹8.92L | ₹4.91L |
| Balanced+ | ₹7.71L | ₹5.53L |
| Balanced | ₹6.70L | ₹4.46L |
| Stable | ₹5.01L | ₹3.63L |
| Shield | ₹3.97L | ₹3.26L |
Our portfolios have, on an average, shown 30% lesser volatility than their benchmarks.
| Volatility | Portfolio | Benchmark |
|---|---|---|
| High Growth | 14.53% | 18.57% |
| Growth | 11.65% | 20.53% |
| Balanced+ | 9.69% | 14.87% |
| Balanced | 7.98% | 13.52% |
| Stable | 5.51% | 4.83% |
| Shield | 4.56% | 4.54% |
| Volatility | Portfolio | Benchmark |
|---|---|---|
| High Growth | 14.42% | 18.57% |
| Growth | 11.69% | 20.53% |
| Balanced+ | 9.87% | 14.87% |
| Balanced | 8.22% | 13.52% |
| Stable | 5.76% | 4.83% |
| Shield | 4.41% | 4.54% |
The worst drawdown that our portfolios have had is, on average, 40% less than their corresponding benchmark.
| Max Drawdown | Portfolio | Benchmark |
|---|---|---|
| High Growth | 42.4% | 59.4% |
| Growth | 33.2% | 62.2% |
| Balanced+ | 27.3% | 53.3% |
| Balanced | 22.0% | 49.5% |
| Stable | 8.2% | 16.1% |
| Shield | 7.4% | 15.8% |
| Max Drawdown | Portfolio | Benchmark |
|---|---|---|
| High Growth | 51.56% | 59.4% |
| Growth | 41.27% | 62.2% |
| Balanced+ | 34.01% | 53.3% |
| Balanced | 23.45% | 49.5% |
| Stable | 12.40% | 16.1% |
| Shield | 7.82% | 15.8% |
Complete your membership process
Your Genius membership is active
See Returns 